{"text_format":"2","workbook":"xlsx","n_sheets":13,"sheets":["Contents","NL Premiums","NL Claims","NL Expenses","NL Technical Accounts","NL Frequencies","L Premiums","L Premiums incl. A&H","L Claims","L New Business","L In Force Business","L Technical Account","International Business"],"not_rendered":{"charts":0,"images":4,"macros":0,"external_links":0,"defined_names":12,"comments":0,"pivot_tables":0},"unopened":[],"bounds":{"document_bytes":16777216,"sheet_cells":100000,"run_cost":"one","rows_first":2000,"rows_last":500,"rows_between":2000,"halvings":0,"cell_chars":16384,"cell_head_chars":4096},"cells_cut":0,"cells_raw":0,"read":"whole","date_system":"1900"}

{"sheet":"Contents","index":0,"n_rows":27,"n_cols":4,"rows_kept":27,"cut":false,"hidden":false,"merged":[[5,1,5,3],[7,1,7,3],[9,1,9,2],[17,1,17,2],[24,1,24,3]]}
[]
[]
[]
[]
[]
[null,"Statistical Information for the Insurance Industry for the period 01.01.2022 - 31.12.2022"]
[]
[null,"DOMESTIC BUSINESS"]
[]
[null,"LIFE BUSINESS"]
[null,1,"L Premiums","Life business Premiums per Company"]
[null,2,"L Premiums incl A&H","Life business Premiums per Company, including A&H from Life Companies"]
[null,3,"L Claims","Claims per category "]
[null,4,"L New Business","Analysis of Life New Business for Individual Policies"]
[null,5,"L in Force Business","Movements of Life Business in Force"]
[null,6,"L Technical Account","Technical Account for Life Business"]
[]
[null,"NON LIFE BUSINESS"]
[null,1,"NL Premiums","Non Life Written Premiums per Class"]
[null,2,"NL Claims","Claims & Claims Ratios per class "]
[null,3,"NL Expenses","Expenses & Expenses Ratios per Class"]
[null,4,"NL Technical Accounts","Technical Account for Non Life Business"]
[null,5,"NL Frequencies","Claim Frequencies per Class"]
[]
[null,"INTERNATIONAL BUSINESS"]
[]
[null,1,"International Premiums","International Premiums Written by member companies of IAC"]

{"sheet":"NL Premiums","index":1,"n_rows":95,"n_cols":14,"rows_kept":95,"cut":false,"hidden":false,"merged":[[60,10,61,10],[60,11,61,11],[60,12,61,12],[60,13,61,13],[58,1,58,13],[60,1,61,1],[60,2,61,2],[60,3,61,3],[60,4,61,4],[60,5,61,5],[60,6,61,6],[60,7,61,7],[60,8,61,8],[60,9,61,9],[57,1,57,13],[5,1,5,13],[6,1,6,13],[8,1,9,1],[8,2,9,2],[8,3,9,3],[8,4,9,4],[8,5,9,5],[8,6,9,6],[8,7,9,7],[8,8,9,8],[8,9,9,9],[8,10,9,10],[8,11,9,11],[8,12,9,12],[8,13,9,13]]}
[]
[]
[]
[]
[]
[null,"TOTAL NON LIFE GROSS WRITTEN PREMIUMS"]
[null,"Including A&H premiums by Life Companies"]
[]
[null,null,"A&H","MOTOR","MAT","FIRE","LIABILITY","CREDIT","MISC","YEAR         2022","YEAR              2021","% Change","MARKET SHARE   YEAR 2022","MARKET SHARE   YEAR 2021"]
[]
[null,"ALLIANZ",5986.3399999999974,748541.00999999989,103052.84,2026879.3800000008,1893318.43,0,0,{"$f":"SUM(C11:I11)","v":4777778.0000000009},4115826.07,{"$f":"(J11-K11)/K11","v":0.16083088030005144},{"$f":"J11/$J$37","v":8.9610347210856197E-3},{"$f":"K11/$K$37","v":8.0323204376407716E-3}]
[null,"ALTIUS",5178230.6444657743,5029012.2300000004,105819.53,5717404.4900000002,4181561.8399999994,0,0,{"$f":"SUM(C12:I12)","v":20212028.734465774},20575902.900931492,-1.7684481124240013E-2,3.7908980131167246E-2,{"$f":"K12/$K$37","v":4.0155303597186283E-2}]
[null,"AIG",121899,8527574,503381,7210554,12826926,0,461139,29651473,28645836,3.5105870186508084E-2,5.5613274430987104E-2,{"$f":"K13/$K$37","v":5.5904338531998707E-2}]
[null,"ATLANTIC",3479086.1900000004,12655217.210000001,226333.77501899892,3881042.8900000006,1441415.04,14991.82,19105,21717191.925019003,21388408.978907738,1.5372015115079208E-2,4.073201201156175E-2,4.1740965640440691E-2]
[null,"COMMERCIAL",116590.44,8656844.4299999997,89141.030000000013,2799887.0100000002,916253.03,3091.54,75015.040000000008,12656822.519999996,12013042.600000003,5.359008050133713E-2,2.373869737361977E-2,2.3444286991998492E-2]
[null,"COSMOS",2758138.86,10456092.100000001,197792.07,2270685.36,1062480.33,0,4188,16749376.720000001,18356303.140000001,-8.7540852193618762E-2,3.1414550099327164E-2,3.5823600502863692E-2]
[null,"ETHNIKI GENERAL",8600072.1799999997,6582400.0700000003,77249.709999999992,2568395.5300000003,984003.27,0,127665.11,18939785.870000001,17769707.389999997,6.5846806270905306E-2,3.5522805536589763E-2,3.4678818155110536E-2]
[null,"EUROLIFE",24161981.870000001,0,0,0,0,0,0,24161981.870000001,23923753.739999998,9.95780731523291E-3,4.5317375245838377E-2,4.6688867032441649E-2]
[null,"EUROSURE",173809.59,6056057.1299999999,16185.559999999998,1379005.0599999996,771853.6399999999,0,2252.1,8399163.0799999982,9638043,-0.12854060933324346,1.5753178985700132E-2,1.8809310318538459E-2]
[null,"GENERAL INS. CYPRUS",1842710.67,15260226.279999999,496011.3,29444754.670000002,8680422.4800000004,27571.38,3281528.7600000002,59033225.540000007,53336890,0.10679916920540374,0.11072067052123775,0.10409064531417329]
[null,"HELLENIC",558101.9600000002,0,0,0,0,0,0,558101.9600000002,589715.51999999979,-5.3608153300763732E-2,1.0467566809227926E-3,1.1508707955897549E-3]
[null,"HYDRA",313212,10963770,11168,2093525,1083998,0,0,14465673,13548580,6.7689233853289427E-2,2.7131314602074592E-2,2.6440994877854743E-2]
[null,"KENTRIKI",77674.12,2016974.27,146794.28,1774074,696236.38,0,59929.7,4771682.75,4663222.53,2.3258641272690825E-2,8.9496026815719144E-3,9.1006026483976075E-3]
[null,"CNP ASFALISTIKI",1675305.08,26827815.98,723798.51,21770211.449999999,9992468.0600000005,81894.05,1786233.1,62857726.230000004,58933102.139999993,6.659456141773723E-2,0.11789377137981802,0.11501204198667538]
[null,"CNP CYPRIALIFE",16513860.459599964,0,0,0,0,0,0,16513860.459599964,16780537.726800147,-1.5892057307214515E-2,3.097282396914176E-2,3.2748384855237303E-2]
[null,"LUMEN",1476,1599351,8700,1203082,597743,0,0,3410352,2957247.44,0.15321834550307364,6.3963379384985612E-3,5.7712737728669019E-3]
[null,"METLIFE",22737054.690000001,0,0,0,0,0,0,22737054.690000001,23289928.149999999,-2.3738736179827895E-2,4.2644831244212811E-2,4.5451912371610531E-2]
[null,"MINERVA",724558,12178120,32894,1407326,1315698,0,96590,{"$f":"SUM(C28:I28)","v":15755186},15027026.32,4.8456671632421795E-2,2.9549880463923192E-2,2.9326285555866992E-2]
[null,"PANCYPRIAN",868139.24000000069,14851715.399999974,338322.72999999986,17746933.280000001,3372998.870000002,0,988724.71000000008,38166834.229999982,37013757.259999998,3.1152659318001482E-2,7.1584390637017645E-2,7.2234918059443778E-2]
[null,"PRIME",582751.93999999994,7967547,62734.600000000006,1974794.6099999999,905369.18,0,756626.53,{"$f":"SUM(C30:I30)","v":12249823.859999998},11584443.029999999,5.743744677900136E-2,2.2975344801839478E-2,2.2607845163037755E-2]
[null,"PROGRESSIVE",36157.729999999996,2999043.31,45745.490000000005,1955561.09,884604.43,19823.29,108760,6049695.3399999999,5400837.7000000002,0.1201401849198319,1.1346598773264447E-2,1.0540109883236826E-2]
[null,"ROYAL CROWN",42898,5310278,183882,3744491,1272326,0,98282,10652157,10000907,6.5119093698201569E-2,1.9978816247103823E-2,1.9517464617022719E-2]
[null,"TRUST",4005886,22261155,422435,8033482,7096021,0,222347,42041326,38742826,8.5138342773446618E-2,7.8851253031530455E-2,7.5609315796903998E-2]
[null,"UNIVERSAL",39588331.909999996,0,0,0,0,0,0,39588331.909999996,39921482.460000008,-8.3451447559297846E-3,7.4250502387379999E-2,7.7909545741415578E-2]
[null,"YDROGIOS",1620386.6800000002,7740690.5999999996,136814.51,3464726.79,3910001.37,5133.66,0,{"$f":"SUM(C35:I35)","v":16877753.609999999},15910258.389999999,6.0809522779849759E-2,3.1655329342036846E-2,{"$f":"K35/$K$37","v":3.104997428478375E-2}]
[null,"INTERAMERICAN",48739.98,9462875.1099999994,0,264979.69,1447.17,0,400151.56,{"$f":"SUM(C36:I36)","v":10178193.51},8280516.5000000009,0.22917374900466639,1.9089866762549094E-2,1.6160003067664044E-2]
[null,"TOTAL YEAR 2022",{"$f":"SUM(C11:C36)","v":135833039.57406572},198151300.13,3928255.9350189995,122731795.30000001,63887145.520000011,152505.74000000002,8488537.6100000013,533172579.80908465,512408101.98663926,4.0523320653869779E-2,{"$f":"SUM(M11:M36)","v":1.0000000000000002},{"$f":"SUM(N11:N36)","v":1.0000000000000002}]
[null,"TOTAL YEAR 2021",136616130.74773166,189364720.65000001,3272147.8289077394,115173189.75888,60001827.011119992,154869.71000000002,7825216.2800000003,{"$f":"SUM(C38:I38)","v":512408101.98663932}]
[null,"% Change YEAR 2021/22",{"$f":"C37/C38-1","v":-5.7320549877961646E-3},4.6400298058898226E-2,0.20051297814691726,6.5628168820749622E-2,6.4753336730229316E-2,-1.5264250188109729E-2,8.4767156109837316E-2,4.0523320653869765E-2]
[null,"% Change YEAR 2020/21",-0.11037011379935346,4.0412431497861556E-2,-4.1718964130361136E-2,4.5299625163592649E-2,0.16750714116652299,-4.5711269552448641E-3,0.27212501255670563,1.0924099699007872E-2]
[]
[null,"Σημειώσεις:"]
[null,"1. Τα πιο πάνω δεδομένα αφορούν μόνο τις εργασίες των εταιρειών-μελών του ΣΑΕΚ στην εγχώρια αγορά.  Οι εταιρείες-μέλη του ΣΑΕΚ αντιπροσωπεύουν περίπου το 98% των συνολικών "]
[null,"ασφαλίστρων στην εγχώρια αγορά. "]
[]
[]
[null,"Notes:"]
[null,"1. The above data reflects to the local insurance business by IAC member firms.  IAC members firms represent approx 98% of the local GWP."]
{"$rows_empty":9}
[null,"TOTAL NON LIFE GROSS WRITTEN PREMIUMS"]
[null,"Excluding A&H premiums by Life Companies"]
[]
[null,null,"A&H","MOTOR","MAT","FIRE","LIABILITY","CREDIT","MISC","YEAR         2022","YEAR              2021","% Change","MARKET SHARE   YEAR 2022","MARKET SHARE   YEAR 2021"]
[]
[null,"ALLIANZ",5986.3399999999974,748541.00999999989,103052.84,2026879.3800000008,1893318.43,0,0,{"$f":"SUM(C63:I63)","v":4777778.0000000009},4115826.07,{"$f":"(J63-K63)/K63","v":0.16083088030005144},{"$f":"J63/$J$84","v":1.1121114192861915E-2},{"$f":"K63/$K$84","v":1.0090215699748713E-2}]
[null,"ALTIUS",5178230.6444657743,5029012.2300000004,105819.53,5717404.4900000002,4181561.8399999994,0,0,{"$f":"SUM(C64:I64)","v":20212028.734465774},20575902.900931492,-1.7684481124240013E-2,{"$f":"J64/$J$84","v":4.7047033082198493E-2},{"$f":"K64/$K$84","v":5.0443166197128457E-2}]
[null,"AIG",121899,8527574,503381,7210554,12826926,0,461139,29651473,28645836,3.5105870186508084E-2,6.9018991091583118E-2,7.0227132834023501E-2]
[null,"ATANTIC",3479086.1900000004,12655217.210000001,226333.77501899892,3881042.8900000006,1441415.04,14991.82,19105,21717191.925019003,21388408.978907738,1.5372015115079208E-2,5.0550563744576449E-2,5.2435077770820675E-2]
[null,"COMMERCIAL",116590.44,8656844.4299999997,89141.030000000013,2799887.0100000002,916253.03,3091.54,75015.040000000008,12656822.519999996,12013042.600000003,5.359008050133713E-2,2.9460968794219038E-2,2.9450756417476638E-2]
[null,"COSMOS",2758138.86,10456092.100000001,197792.07,2270685.36,1062480.33,0,4188,16749376.720000001,18356303.140000001,-8.7540852193618762E-2,3.8987104709005516E-2,4.5001672806979094E-2]
[null,"ETHNIKI GENERAL",8600072.1799999997,6582400.0700000003,77249.709999999992,2568395.5300000003,984003.27,0,127665.11,18939785.870000001,17769707.389999997,6.5846806270905306E-2,4.40856652294482E-2,4.3563595117254002E-2]
[null,"EUROSURE",173809.59,6056057.1299999999,16185.559999999998,1379005.0599999996,771853.6399999999,0,2252.1,8399163.0799999982,9638043,-0.12854060933324346,1.9550521547286159E-2,2.3628290199700589E-2]
[null,"GENERAL INS. CYPRUS",1842710.67,15260226.279999999,496011.3,29444754.670000002,8680422.4800000004,27571.38,3281528.7600000002,59033225.540000007,53336890,0.10679916920540374,0.13741016062347655,0.13075885999569709]
[null,"HYDRA",313212,10963770,11168,2093525,1083998,0,null,14465673,13548580,6.7689233853289427E-2,3.3671384754502903E-2,3.3215226372600687E-2]
[null,"KENTRIKI",77674.12,2016974.27,146794.28,1774074,696236.38,0,59929.7,4771682.75,4663222.53,2.3258641272690825E-2,1.1106926432090266E-2,1.1432193776747208E-2]
[null,"CNP ASFALISTIKI",1675305.08,26827815.98,723798.51,21770211.449999999,9992468.0600000005,81894.05,1786233.1,62857726.230000004,58933102.139999993,6.659456141773723E-2,0.14631235509634011,0.14447833857272849]
[null,"LUMEN",1476,1599351,8700,1203082,597743,0,0,3410352,2957247.44,0.15321834550307364,7.9381909393561219E-3,7.2498847229299206E-3]
[null,"MINERVA",724558,12178120,32894,1407326,1315698,0,96590,15755186,15027026.32,4.8456671632421795E-2,3.6672951869211864E-2,3.6839733826410488E-2]
[null,"PANCYPRIAN",868139.24000000069,14851715.399999974,338322.72999999986,17746933.280000001,3372998.870000002,0,988724.71000000008,38166834.229999982,37013757.259999998,3.1152659318001482E-2,8.8839984162483218E-2,9.0741636857249397E-2]
[null,"PRIME",582751.93999999994,7967547,62734.600000000006,1974794.6099999999,905369.18,0,756626.53,12249823.859999998,11584443.029999999,5.743744677900136E-2,2.8513608206472651E-2,2.8400016654287472E-2]
[null,"PROGRESSIVE",36157.729999999996,2999043.31,45745.490000000005,1955561.09,884604.43,19823.29,108760,6049695.3399999999,5400837.7000000002,0.1201401849198319,1.4081724330465874E-2,1.3240505411428802E-2]
[null,"ROYAL CROWN",42898,5310278,183882,3744491,1272326,0,98282,10652157,10000907,6.5119093698201569E-2,2.4794759069444706E-2,2.4517874931271527E-2]
[null,"TRUST",4005886,22261155,422435,8033482,7096021,0,222347,42041326,38742826,8.5138342773446618E-2,9.7858541620254147E-2,9.498056149827358E-2]
[null,"YDROGIOS",1620386.6800000002,7740690.5999999996,136814.51,3464726.79,3910001.37,5133.66,0,16877753.609999999,15910258.389999999,6.0809522779849759E-2,3.92859243807053E-2,{"$f":"K82/$K$84","v":3.900503477636913E-2}]
[null,"INTERAMERICAN",48739.98,9462875.1099999994,0,264979.69,1447.17,0,400151.56,10178193.51,8280516.5000000009,0.22917374900466639,2.3691526124017485E-2,2.0300225560874657E-2]
[null,"TOTAL YEAR 2022",{"$f":"SUM(C63:C83)","v":32273708.684465777},198151300.13,3928255.9350189995,122731795.30000001,63887145.520000011,152505.74000000002,8488537.6100000013,429613248.91948473,{"$f":"SUM(K63:K83)","v":407902684.38983917},5.3224863087432947E-2,{"$f":"SUM(M63:M83)","v":0.99999999999999989},{"$f":"SUM(N63:N83)","v":1.0000000000000002}]
[null,"TOTAL YEAR 2021",32110713.150931492,189364720.65000001,3272147.8289077394,115173189.75888,60001827.011119992,154869.71000000002,7825216.2800000003,{"$f":"SUM(C85:I85)","v":407902684.38983923}]
[null,"% Change YEAR 2021/22",{"$f":"C84/C85-1","v":5.0760483819884961E-3},{"$f":"D84/D85-1","v":4.6400298058898226E-2},{"$f":"E84/E85-1","v":0.20051297814691726},6.5628168820749622E-2,6.4753336730229316E-2,-1.5264250188109729E-2,8.4767156109837316E-2,{"$f":"J84/J85-1","v":5.3224863087432794E-2}]
[null,"% Change YEAR 2020/21",-0.13319457214778241,4.0412431497861556E-2,-4.1718964130361136E-2,4.5299625163592649E-2,0.16750714116652299,-4.5711269552448641E-3,0.27212501255670563,4.4964513906089909E-2]
[]
[null,"Σημειώσεις:"]
[null,"1. Τα πιο πάνω δεδομένα αφορούν μόνο τις εργασίες των εταιρειών-μελών του ΣΑΕΚ στην εγχώρια αγορά.  Οι εταιρείες-μέλη του ΣΑΕΚ αντιπροσωπεύουν περίπου το 98% των συνολικών "]
[null,"ασφαλίστρων στην εγχώρια αγορά. "]
[]
[]
[null,"Notes:"]
[null,"1. The above data reflects to the local insurance business by IAC member firms.  IAC members firms represent approx 98% of the local GWP."]

{"sheet":"NL Claims","index":2,"n_rows":54,"n_cols":11,"rows_kept":54,"cut":false,"hidden":false,"merged":[[43,1,43,2],[44,1,45,1],[15,1,16,1],[34,1,34,10],[37,1,37,2],[38,1,39,1],[40,1,40,2],[41,1,42,1],[14,1,14,2],[5,1,5,10],[8,1,8,2],[9,1,10,1],[11,1,11,2],[12,1,13,1]]}
[]
[]
[]
[]
[]
[null,"NON LIFE GROSS CLAIMS "]
[]
[]
[null,null,null,"A&H","MOTOR","MAT","FIRE","LIABILITY","CREDIT","MISC","TOTAL"]
[null,"GROSS CLAIMS INCURED","YEAR 2022",66385624.094234928,130492525.78906287,946495.14731636597,24894913.232550904,12031803.360664692,-52473.299606808774,658806.56027448352,{"$f":"SUM(D10:J10)","v":235357694.88449743}]
[null,null,"YEAR 2021",63513156.350148283,118954577.48882282,344669.86329485092,20474404.405366298,15291460.035033841,-41155.19741677252,1085132.0347033765,{"$f":"SUM(D11:J11)","v":219622244.97995269}]
[null,"% Change",null,{"$f":"D10/D11-1","v":4.5226342212481452E-2},{"$f":"E10/E11-1","v":9.6994571741673141E-2},1.7460919799265371,0.21590414742545572,-0.21316843956698961,0.27501027574766623,-0.39287889472863091,7.1647796451498325E-2]
[null,"GROSS PREMIUS EARNED","YEAR 2022",134966861.16374904,191529843.71106154,3694465.7627526685,118958358.89615662,62215078.478286959,148881.30205479453,8225735.510654116,{"$f":"SUM(D13:J13)","v":519739224.82471573}]
[null,null,"YEAR 2021",137107284.35279101,183599963.40192172,3233174.8555787061,112663015.99887663,55184626.052900933,156535.1396842105,7061887.7149623232,{"$f":"SUM(D14:J14)","v":499006487.51671547}]
[null,"% Change",null,{"$f":"D13/D14-1","v":-1.5611301756473073E-2},4.3191077831428393E-2,0.14267428387859216,5.5877635100260115E-2,0.12739875085221231,-4.8895332031239747E-2,0.16480689621075384,4.1548031592085755E-2]
[null,"GROSS CLAIMS RATIO","YEAR 2022",{"$f":"D10/D13","v":0.49186610344069814},0.68131693349012246,0.25619269688701957,0.20927418185285021,0.19339047148937996,-0.35245056889344245,8.0090900007809121E-2,0.45283804577934794]
[null,null,"YEAR 2021",0.4632369217285528,0.64790087799972695,0.10660415186024896,0.18173137141624585,0.27709637862500297,-0.26291347425119904,0.15366033538090118,0.44011901743581217]
[]
[null,"Σημειώσεις:"]
[null,"1. Τα πιο πάνω δεδομένα αφορούν μόνο τις εργασίες των εταιρειών-μελών του ΣΑΕΚ στην εγχώρια αγορά.  Οι εταιρείες-μέλη του ΣΑΕΚ αντιπροσωπεύουν περίπου το 98% των συνολικών "]
[null,"ασφαλίστρων στην εγχώρια αγορά. "]
[]
[]
[null,"Notes:"]
[null,"1. The above data reflects to the local insurance business by IAC member firms.  IAC members firms represent approx 98% of the local GWP."]
{"$rows_empty":9}
[null,"NON LIFE NET CLAIMS INCURRED"]
[]
[]
[null,null,null,"A&H","MOTOR","MAT","FIRE","LIABILITY","CREDIT","MISC","TOTAL"]
[null,"NET CLAIMS INCURED","YEAR 2022",42190288.425707787,121819838.06806289,584523.64231636585,16306173.465016738,10885956.816364691,-22788.789606808776,556457.23247950128,{"$f":"SUM(D39:J39)","v":192320448.86034119}]
[null,null,"YEAR 2021",39124025.053734399,113985829.29629216,132850.19659459588,12397364.518258391,12100990.135899279,-29719.94741677252,-665547.05760002078,{"$f":"SUM(D40:J40)","v":177045792.19576201}]
[null,"% Change",null,{"$f":"D39/D40-1","v":7.8372901759521607E-2},6.8727918374899E-2,3.3998703599972186,0.31529354009084698,-0.10040776051292055,-0.23321568213987254,-1.8360899896186154,8.6275174773370322E-2]
[null,"NET PREMIUMS EARNED","YEAR 2022",83124993.770881951,176589928.32774934,2047066.1763004777,46435419.260413505,46286291.246429205,73445.672370583983,2011236.195669187,{"$f":"SUM(D42:J42)","v":356568380.64981425}]
[null,null,"YEAR 2021",82969932.348493919,168807417.40415898,1945812.2169771667,46280246.448243774,41612012.413225636,77024.794847873098,1857191.1186151723,{"$f":"SUM(D43:J43)","v":343549636.74456251}]
[null,"% Change",null,{"$f":"D42/D43-1","v":1.8688869328800095E-3},4.6102896681118333E-2,5.2036860720614531E-2,3.3528951135397556E-3,0.11233003553843823,-4.6467147161612266E-2,8.2945193690609154E-2,3.7894797469780084E-2]
[null,"NET CLAIMS RATIO ","YEAR 2022",{"$f":"D39/D42","v":0.50755237999773206},0.68984590016915548,0.28554213297233766,0.3511580970890007,0.2351874933856252,-0.31028090384718165,0.27667423332859942,0.53936484359564985]
[null,null,"YEAR 2021",0.47154461798768216,0.67524182911576158,6.8274931895010715E-2,0.26787593994605535,0.29080521306518681,-0.38584909541752821,-0.35836217981501584,{"$f":"K40/K43","v":0.51534268489825197}]
[]
[null,"Σημειώσεις:"]
[null,"1. Τα πιο πάνω δεδομένα αφορούν μόνο τις εργασίες των εταιρειών-μελών του ΣΑΕΚ στην εγχώρια αγορά.  Οι εταιρείες-μέλη του ΣΑΕΚ αντιπροσωπεύουν περίπου το 98% των συνολικών "]
[null,"ασφαλίστρων στην εγχώρια αγορά. "]
[]
[]
[null,"Notes:"]
[null,"1. The above data reflects to the local insurance business by IAC member firms.  IAC members firms represent approx 98% of the local GWP."]

{"sheet":"NL Expenses","index":3,"n_rows":36,"n_cols":12,"rows_kept":36,"cut":false,"hidden":false,"merged":[[23,1,24,2],[25,1,25,11],[26,1,27,2],[14,1,15,2],[16,1,16,3],[17,1,18,2],[19,1,19,11],[20,1,21,2],[22,1,22,11],[13,1,13,3],[5,1,5,11],[7,1,7,3],[8,1,9,2],[10,1,10,3],[11,1,12,2]]}
[]
[]
[]
[]
[]
[null,"NON LIFE EXPENSES"]
[]
[{"$nulls":4},"A&H","MOTOR","MAT","FIRE","LIABILITY","CREDIT","MISC","TOTAL"]
[null,"Maintainance/Renewal",null,"YEAR 2022",13528037.910379147,23915667.257007904,546344.19778156432,11084680.700031323,6670344.9025168689,67498.571617763126,1154288.4260347858,{"$f":"SUM(E9:K9)","v":56966861.965369359}]
[null,null,null,"YEAR 2021",10133090.654319596,25146102.42176326,495379.58588553534,10874301.566818325,6536105.7648737095,53689.816934505106,484092.27877146966,{"$f":"SUM(E10:K10)","v":53722762.089366391}]
[null,"% Change",null,null,{"$f":"E9/E10-1","v":0.33503571337460913},{"$f":"F9/F10-1","v":-4.893144647698755E-2},0.10287991945595643,1.9346450153170824E-2,2.053809140674967E-2,0.25719504128879755,1.3844388284071401,6.0385947219290248E-2]
[null,"Commissions & other Acq. ",null,"YEAR 2022",23735302.870378371,49838024.855427101,711566.22493220714,23508234.378637489,12083328.750463577,46401.921761362442,1735235.8318343344,{"$f":"SUM(E12:K12)","v":111658094.83343445}]
[null,null,null,"YEAR 2021",23491754.189827673,49427451.941299342,625999.01851212268,22470374.514104985,10754491.088531826,46530.969532263734,2062626.9558964686,{"$f":"SUM(E13:K13)","v":108879228.67770468}]
[null,"% Change",null,null,{"$f":"E12/E13-1","v":1.0367411415200367E-2},8.3065765683281167E-3,0.13668904245802338,4.618792018268425E-2,0.12356118490337242,-2.7733737809141346E-3,-0.15872532021663699,2.5522463645986537E-2]
[null,"Reins. Commissions & Profit Commissions",null,"YEAR 2022",18983803.53135664,3006704.4123019995,453212.90177914029,19222503.731189501,2049226.647317,26164.379999999997,789298.7808999999,{"$f":"SUM(E15:K15)","v":44530914.384844288}]
[null,null,null,"YEAR 2021",16996447.372989897,1592309.4100000001,444748.10389999999,18459046.790690999,2042943.35,28140.44,792027.85920000006,{"$f":"SUM(E16:K16)","v":40355663.326780893}]
[null,"% Change",null,null,{"$f":"E15/E16-1","v":0.11692773876527718},0.88826643453799559,1.9032791382160852E-2,4.1359499716069559E-2,3.0756101567868122E-3,-7.0221361144317651E-2,-3.4456847297729132E-3,0.10346134133031604]
[null,"GROSS Expense Ratio ",null,"YEAR 2022",{"$f":"E9/'NL Claims'!D13","v":0.10023229253265516},{"$f":"F9/'NL Claims'!E13","v":0.1248665314690417},{"$f":"G9/'NL Claims'!F13","v":0.14788178666852628},{"$f":"H9/'NL Claims'!G13","v":9.3181183759500005E-2},{"$f":"I9/'NL Claims'!H13","v":0.10721428093745501},{"$f":"J9/'NL Claims'!I13","v":0.45337171751037503},{"$f":"K9/'NL Claims'!J13","v":0.14032646983843952},{"$f":"L9/'NL Claims'!K13","v":0.10960662433084914}]
[null,null,null,"YEAR 2021",7.3906289531970606E-2,0.13696136946778967,0.15321769097355772,9.6520597024730398E-2,0.11844070046987518,0.34298890998415693,6.8549982428324746E-2,{"$f":"L10/'NL Claims'!K14","v":0.10765944618619175}]
[]
[null,"GROSS Acquisition Cost Ratio ",null,"YEAR 2022",{"$f":"E12/'NL Claims'!D13","v":0.17586022721222974},{"$f":"F12/'NL Claims'!E13","v":0.26021023089546214},{"$f":"G12/'NL Claims'!F13","v":0.19260328031894769},{"$f":"H12/'NL Claims'!G13","v":0.19761733935114842},{"$f":"I12/'NL Claims'!H13","v":0.19421865319483048},{"$f":"J12/'NL Claims'!I13","v":0.31167057999186892},{"$f":"K12/'NL Claims'!J13","v":0.21095205767153913},{"$f":"L12/'NL Claims'!K13","v":0.21483484312943979}]
[null,null,null,"YEAR 2021",0.17133848358764803,0.26921275486911123,0.19361743378400581,0.1994476564902988,0.19488201438970312,0.29725574478761752,0.29207869611496268,{"$f":"L13/'NL Claims'!K14","v":0.21819201032743588}]
[]
[null,"NET Expense Ratio ",null,"YEAR 2022",{"$f":"E9/'NL Claims'!D42","v":0.16274332540302597},{"$f":"F9/'NL Claims'!E42","v":0.13543052813646675},{"$f":"G9/'NL Claims'!F42","v":0.26689132188629816},{"$f":"H9/'NL Claims'!G42","v":0.2387117609053459},{"$f":"I9/'NL Claims'!H42","v":0.14411059350173056},{"$f":"J9/'NL Claims'!I42","v":0.91902721343725147},{"$f":"K9/'NL Claims'!J42","v":0.57391987501036701},{"$f":"L9/'NL Claims'!K42","v":0.15976419967904137}]
[null,null,null,"YEAR 2021",0.12212967237044557,0.1489632553382321,0.25458756069232163,0.23496637121367314,0.15707257077517175,0.69704589334570177,0.26065829947132013,{"$f":"L10/'NL Claims'!K43","v":0.15637554619017272}]
[]
[null,"NET Acquisition Cost Ratio ",null,"YEAR 2022",{"$f":"(E12-E15)/'NL Claims'!D42","v":5.716089858747328E-2},{"$f":"(F12-F15)/'NL Claims'!E42","v":0.2651981394782979},{"$f":"(G12-G15)/'NL Claims'!F42","v":0.12620662983156269},{"$f":"(H12-H15)/'NL Claims'!G42","v":9.2294432045789701E-2},{"$f":"(I12-I15)/'NL Claims'!H42","v":0.21678345430021176},{"$f":"(J12-J15)/'NL Claims'!I42","v":0.27554437325115788},{"$f":"(K12-K15)/'NL Claims'!J42","v":0.47032618693479628},{"$f":"(L12-L15)/'NL Claims'!K42","v":0.18825892617359069}]
[null,null,null,"YEAR 2021",7.8285068252869072E-2,0.28337109391806148,9.3149232505949267E-2,8.6674726935603977E-2,0.20935175285497645,0.23876116215026255,0.68415096538039644,{"$f":"(L13-L16)/'NL Claims'!K43","v":0.19945753981941397}]
[]
[null,"Σημειώσεις:"]
[null,"1. Τα πιο πάνω δεδομένα αφορούν μόνο τις εργασίες των εταιρειών-μελών του ΣΑΕΚ στην εγχώρια αγορά.  Οι εταιρείες-μέλη του ΣΑΕΚ αντιπροσωπεύουν περίπου το 98% των συνολικών "]
[null,"ασφαλίστρων στην εγχώρια αγορά. "]
[]
[]
[null,"Notes:"]
[null,"1. The above data reflects to the local insurance business by IAC member firms.  IAC members firms represent approx 98% of the local GWP."]

{"sheet":"NL Technical Accounts","index":4,"n_rows":50,"n_cols":18,"rows_kept":50,"cut":false,"hidden":false,"merged":[[31,16,32,17],[31,4,32,5],[31,6,32,7],[31,8,32,9],[31,10,32,11],[31,12,32,13],[31,14,32,15],[25,1,25,2],[26,1,26,2],[27,1,27,2],[28,1,28,2],[31,1,33,1],[31,2,32,3],[24,1,24,2],[13,1,13,2],[14,1,14,2],[15,1,15,2],[16,1,16,12],[17,1,17,2],[18,1,18,2],[19,1,19,12],[20,1,20,2],[21,1,21,2],[22,1,22,2],[23,1,23,2],[12,1,12,2],[6,1,6,12],[7,1,7,7],[9,1,9,2],[10,1,10,12],[11,1,11,2]]}
[]
[]
[]
[]
[]
[]
[null,"NON LIFE TECHNICAL ACCOUNTS"]
[]
[]
[null,null,null,"A&H","MOTOR","MAT","FIRE","LIABILITY","CREDIT","MISC","YEAR       2022","YEAR       2021","% Change"]
[null,"Premiums"]
[null,"Gross Written Premiums ",null,135833039.57406572,198151300.13,3928255.9350189995,122732076.82000001,63887153.81000001,152505.74000000002,8488627.5100000016,{"$f":"SUM(D12:J12)","v":533172959.51908469},512408101.98663932,{"$f":"K12/L12-1","v":4.0524061684307222E-2}]
[null,"Gross Premiums earned ",null,134966861.16374904,191529843.71106154,3694465.7627526685,118958358.89615662,62215078.478286959,148881.30205479453,8225735.510654116,{"$f":"SUM(D13:J13)","v":519739224.82471573},499006487.51671547,{"$f":"K13/L13-1","v":4.1548031592085755E-2}]
[null,"Reinsurance premiums",null,53405770.552243933,17339774.809203506,1722275.2167647947,74567971.775319815,15986704.983047701,78839.99000000002,6544687.1601746539,{"$f":"SUM(D14:J14)","v":169646024.48675442},159775974.33207312,6.1774307407243212E-2]
[null,"Net Written Premiums ",null,82427269.021821782,180811525.32079649,2205980.7182542048,48164105.044680186,47900448.826952308,73665.75,1943940.349825348,{"$f":"SUM(D15:J15)","v":363526935.03233033},352632127.65456623,3.0895674339793899E-2]
[null,"Net Premiums earned ",null,83124993.770881951,176589928.32774934,2047066.1763004777,46435419.260413505,46286291.246429205,73445.672370583983,2011236.195669187,{"$f":"SUM(D16:J16)","v":356568380.64981425},343549636.74456251,3.7894797469780084E-2]
[null,"Claims"]
[null,"Gross Claims incured",null,66385624.094234928,130492525.78906287,946495.14731636597,24894913.232550904,12031803.360664692,-52473.299606808774,658806.56027448352,{"$f":"SUM(D18:J18)","v":235357694.88449743},219622244.97995269,7.1647796451498325E-2]
[null,"Net Claims Incurred",null,42190288.425707787,121819838.06806289,584523.64231636585,16306173.465016738,10885956.816364691,-22788.789606808776,556457.23247950128,{"$f":"SUM(D19:J19)","v":192320448.86034119},177045792.19576201,8.6275174773370322E-2]
[null,"Expenses"]
[null,"Operating Expenses",null,13528037.910379147,23915667.257007904,546344.19778156432,11084680.700031323,6670344.9025168689,67498.571617763126,1154288.4260347858,{"$f":"SUM(D21:J21)","v":56966861.965369359},53722762.089366391,6.0385947219290248E-2]
[null,"Commission Payable & Acquisition costs",null,23735302.870378371,49838024.855427101,711566.22493220714,23508234.378637489,12083328.750463577,46401.921761362442,1735235.8318343344,{"$f":"SUM(D22:J22)","v":111658094.83343445},108879228.67770468,2.5522463645986537E-2]
[null,"Total Expenses",null,37263340.780757517,73753692.112435013,1257910.4227137715,34592915.07866881,18753673.652980447,113900.49337912558,2889524.2578691202,{"$f":"SUM(D23:J23)","v":168624956.79880381},162601990.76707107,3.7041158003783048E-2]
[null,"Reinsurance Commissions and profit participations",null,18983803.53135664,3006704.4123019995,453212.90177914029,19222503.731189501,2049226.647317,26164.379999999997,789298.7808999999,{"$f":"SUM(D24:J24)","v":44530914.384844288},40355663.326780893,0.10346134133031604]
[null,"Other Income"]
[null,"Policy Fees",null,1341166.3672044207,14304406.403507721,90020.573079457565,4899747.2132106768,1263370.0422255492,1828.831749458154,72087.286028377508,{"$f":"SUM(D26:J26)","v":21972626.717005663},21509593.679999992,2.1526814680660644E-2]
[null,"Other Expenses"]
[null,"Underwriting Results  YEAR 2022",null,{"$f":"D16-D19-D23+D24+D25+D26+D27","v":23996334.462977707},{"$f":"E16-E19-E23+E24+E25+E26+E27","v":-1672491.0369388387},747865.58612893824,19658581.661128134,19959257.466626618,10327.180347725331,{"$f":"J16-J19-J23+J24+J25+J26+J27","v":-573359.22775105713},{"$f":"K16-K19-K23+K24+K25+K26+K27","v":62126516.092519201},65767110.788510315,-5.5355855720928715E-2]
[null,"Underwriting Results  YEAR 2021",null,28499357.230783932,-4183542.343447255,1217164.3615015293,23869392.973330449,15493257.848680958,36414.601851570078,835066.11580912]
[]
[]
[null,"FINANCIAL INDICATORS","A & H",null,"MOTOR",null,"MAT",null,"FIRE",null,"LIABILITY",null,"CREDIT",null,"OTHER",null,"TOTAL"]
[]
[null,null,"YEAR      2022","YEAR       2021","YEAR      2022","YEAR       2021","YEAR      2022","YEAR       2021","YEAR      2022","YEAR       2021","YEAR      2022","YEAR       2021","YEAR      2022","YEAR       2021","YEAR      2022","YEAR       2021","YEAR      2022","YEAR       2021"]
[null,"Gross Claims ratio",{"$f":"D18/D13","v":0.49186610344069814},0.4632369217285528,{"$f":"E18/E13","v":0.68131693349012246},0.64790087799972695,{"$f":"F18/F13","v":0.25619269688701957},0.10660415186024896,{"$f":"G18/G13","v":0.20927418185285021},0.18173137141624585,{"$f":"H18/H13","v":0.19339047148937996},0.27709637862500297,{"$f":"I18/I13","v":-0.35245056889344245},-0.26291347425119904,{"$f":"J18/J13","v":8.0090900007809121E-2},0.15366033538090118,{"$f":"K18/K13","v":0.45283804577934794},0.44011901743581217]
[null,"Gross Acquisition Cost Ratio",{"$f":"D22/D13","v":0.17586022721222974},0.17133848358764803,{"$f":"E22/E13","v":0.26021023089546214},0.26921275486911123,{"$f":"F22/F13","v":0.19260328031894769},0.19361743378400581,{"$f":"G22/G13","v":0.19761733935114842},0.1994476564902988,{"$f":"H22/H13","v":0.19421865319483048},0.19488201438970312,{"$f":"I22/I13","v":0.31167057999186892},0.29725574478761752,{"$f":"J22/J13","v":0.21095205767153913},0.29207869611496268,{"$f":"K22/K13","v":0.21483484312943979},0.21819201032743588]
[null,"Gross Expense Ratio",{"$f":"D21/D13","v":0.10023229253265516},7.3906289531970606E-2,{"$f":"E21/E13","v":0.1248665314690417},0.13696136946778967,{"$f":"F21/F13","v":0.14788178666852628},0.15321769097355772,{"$f":"G21/G13","v":9.3181183759500005E-2},9.6520597024730398E-2,{"$f":"H21/H13","v":0.10721428093745501},0.11844070046987518,{"$f":"I21/I13","v":0.45337171751037503},0.34298890998415693,{"$f":"J21/J13","v":0.14032646983843952},6.8549982428324746E-2,{"$f":"K21/K13","v":0.10960662433084914},0.10765944618619175]
[null,"Gross Combined Ratio",{"$f":"C35+C36+C37","v":0.76795862318558306},0.70848169484817147,{"$f":"E35+E36+E37","v":1.0663936958546263},1.0540750023366279,{"$f":"G35+G36+G37","v":0.59667776387449356},0.45343927661781247,{"$f":"I35+I36+I37","v":0.50007270496349865},0.47769962493127505,{"$f":"K37+K36+K35","v":0.49482340562166549},0.59041909348458121,{"$f":"M37+M36+M35","v":0.4125917286088015},0.37733118052057535,{"$f":"O37+O36+O35","v":0.43136942751778778},0.51428901392418858,{"$f":"Q37+Q36+Q35","v":0.77727951323963684},0.76597047394943973]
[null,"Net Claims Ratio",{"$f":"D19/D16","v":0.50755237999773206},0.47154461798768216,{"$f":"E19/E16","v":0.68984590016915548},0.67524182911576158,{"$f":"F19/F16","v":0.28554213297233766},6.8274931895010715E-2,{"$f":"G19/G16","v":0.3511580970890007},0.26787593994605535,{"$f":"H19/H16","v":0.2351874933856252},0.29080521306518681,{"$f":"I19/I16","v":-0.31028090384718165},-0.38584909541752821,{"$f":"J19/J16","v":0.27667423332859942},-0.35836217981501584,{"$f":"K19/K16","v":0.53936484359564985},0.51534268489825197]
[null,"Net Acquisition Cost Ratio",{"$f":"(D22-D24)/D16","v":5.716089858747328E-2},7.8285068252869072E-2,{"$f":"(E22-E24)/E16","v":0.2651981394782979},0.28337109391806148,{"$f":"(F22-F24)/F16","v":0.12620662983156269},9.3149232505949267E-2,{"$f":"(G22-G24)/G16","v":9.2294432045789701E-2},8.6674726935603977E-2,{"$f":"(H22-H24)/H16","v":0.21678345430021176},0.20935175285497645,{"$f":"(I22-I24)/I16","v":0.27554437325115788},0.23876116215026255,{"$f":"(J22-J24)/J16","v":0.47032618693479628},0.68415096538039644,{"$f":"(K22-K24)/K16","v":0.18825892617359069},0.19945753981941397]
[null,"Net Expense Ratio",{"$f":"D21/D16","v":0.16274332540302597},0.12212967237044557,{"$f":"E21/E16","v":0.13543052813646675},0.1489632553382321,{"$f":"F21/F16","v":0.26689132188629816},0.25458756069232163,{"$f":"G21/G16","v":0.2387117609053459},0.23496637121367314,{"$f":"H21/H16","v":0.14411059350173056},0.15707257077517175,{"$f":"I21/I16","v":0.91902721343725147},0.69704589334570177,{"$f":"J21/J16","v":0.57391987501036701},0.26065829947132013,{"$f":"K21/K16","v":0.15976419967904137},0.15637554619017272]
[null,"Net Combined Ratio",{"$f":"C39+C40+C41","v":0.72745660398823131},0.67195935861099676,{"$f":"E39+E40+E41","v":1.09047456778392},1.1075761783720552,{"$f":"G39+G40+G41","v":0.67864008469019854},0.4160117250932816,{"$f":"I39+I40+I41","v":0.68216429004013635},0.58951703809533251,{"$f":"K41+K40+K39","v":0.59608154118756751},0.65722953669533501,{"$f":"M41+M40+M39","v":0.88429068284122758},0.54995796007843611,{"$f":"O41+O40+O39","v":1.3209202952737626},0.58644708503670073,{"$f":"Q41+Q40+Q39","v":0.88738796944828191},0.87117577090783871]
[]
[null,"Σημειώσεις:"]
[null,"1. Τα πιο πάνω δεδομένα αφορούν μόνο τις εργασίες των εταιρειών-μελών του ΣΑΕΚ στην εγχώρια αγορά.  Οι εταιρείες-μέλη του ΣΑΕΚ αντιπροσωπεύουν περίπου το 98% των συνολικών "]
[null,"ασφαλίστρων στην εγχώρια αγορά. "]
[]
[]
[null,"Notes:"]
[null,"1. The above data reflects to the local insurance business by IAC member firms.  IAC members firms represent approx 98% of the local GWP."]

{"sheet":"NL Frequencies","index":5,"n_rows":22,"n_cols":12,"rows_kept":22,"cut":false,"hidden":false,"merged":[[4,1,4,11]]}
[]
[]
[]
[]
[null,"NON LIFE TECHNICAL INFORMATION"]
[]
[null,null,"A&H","MOTOR","M.A.T.","FIRE","LIABILITY","CREDIT","OTHER","YEAR       2022","YEAR       2021","% Change"]
[null,"No of Claims Reported ",143751,72950,204,8977,2989,107,164,{"$f":"SUM(C8:I8)","v":229142},221265,{"$f":"J8/K8-1","v":3.5599846338101315E-2}]
[null,"No of Policies in-force at 01/01",189141,624289,4393,237611,54650,94,2715,{"$f":"SUM(C9:I9)","v":1112893},1079526,{"$f":"J9/K9-1","v":3.0908935958930073E-2}]
[null,"No of Policies in-force at 31/12",193919,641943,5457,247228,58542,92,2906,{"$f":"SUM(C10:I10)","v":1150087},1116546,{"$f":"J10/K10-1","v":3.0039962527294017E-2}]
[null,"Premiums earned",134966861.16374904,191529843.71106154,3694465.7627526685,118958358.89615662,62215078.478286959,148881.30205479453,8225735.510654116,{"$f":"SUM(C11:I11)","v":519739224.82471573},499006487.51671547,{"$f":"J11/K11-1","v":4.1548031592085755E-2}]
[null,"Average Premium per Policy",{"$f":"C11/AVERAGE(C9:C10)","v":704.67739343052801},{"$f":"D11/AVERAGE(D9:D10)","v":302.51935460652004},{"$f":"E11/AVERAGE(E9:E10)","v":750.14533253861293},490.71283001638329,1099.2840214553494,1600.8742156429521,2926.7872302629839,459.340537543165,454.45366774560711,{"$f":"J12/K12-1","v":1.0753284975782096E-2}]
[null,"Claim Frequency",null,{"$f":"D8/AVERAGE(D9:D10)","v":0.11522375046594936},{"$f":"E8/AVERAGE(E9:E10)","v":4.1421319796954313E-2},3.7030849415991697E-2,5.2812919640964025E-2,1.1505376344086022,5.8352606297811777E-2,0.20251349989836409,0.20150978656437493]
[]
[]
[null,"Σημειώσεις:"]
[null,"1. Τα πιο πάνω δεδομένα αφορούν μόνο τις εργασίες των εταιρειών-μελών του ΣΑΕΚ στην εγχώρια αγορά.  Οι εταιρείες-μέλη του ΣΑΕΚ αντιπροσωπεύουν περίπου το 98% των συνολικών "]
[null,"ασφαλίστρων στην εγχώρια αγορά. "]
[]
[]
[null,"Notes:"]
[null,"1. The above data reflects to the local insurance business by IAC member firms.  IAC members firms represent approx 98% of the local GWP."]

{"sheet":"L Premiums","index":6,"n_rows":59,"n_cols":9,"rows_kept":59,"cut":false,"hidden":false,"merged":[[5,1,5,8],[6,1,6,8],[40,1,40,8],[41,1,41,8]]}
[]
[]
[]
[]
[]
[null,"LIFE GROSS PREMIUMS"]
[null,"Excluding A&H premiums by Life Companies"]
[]
[null,null,"Life policies Premiums","Group Pension Plans Premiums","TOTAL Premiums     YEAR 2022","TOTAL Premiums     YEAR 2021","% Change","Market Share  YEAR 2022","Market Share  YEAR 2021"]
[null,"ALLIANZ",12282.810000000001,0,{"$f":"C10+D10","v":12282.810000000001},9984,0,0,0]
[null,"ALTIUS",23894062.254657537,0,{"$f":"C11+D11","v":23894062.254657537},21131462.786931507,{"$f":"(E11-F11)/F11","v":0.13073394376817704},{"$f":"E11/$E$21","v":4.5943508958556284E-2},{"$f":"F11/$F$21","v":4.7009936770315668E-2}]
[null,"ETHNIKI INSURANCE",15733132.29000007,0,15733132.29000007,14375774.069999978,9.4419835300047536E-2,3.0251670754346975E-2,3.1980948828255529E-2]
[null,"EUROLIFE",137710618.05999997,12773369.25,150483987.30999997,128590287.74000001,0.17025935593415417,0.28935064893574519,0.28606733745250079]
[null,"HELLENIC",39100828.976731367,0,39100828.976731367,26812413.412999913,0.45831068522065438,7.5183083865501626E-2,5.9648017362252809E-2]
[null,"CNP CYPRIALIFE",121033328.76040009,603912,121637240.76040009,111562751.3332001,9.0303343246805626E-2,0.23388411735975054,{"$f":"F15/$F$21","v":0.24818716711554956}]
[null,"METLIFE",34440970.940000005,0,34440970.940000005,31795774.419999998,8.3193335223064754E-2,6.6223107651560184E-2,7.0734210883489329E-2]
[null,"MINERVA",313709,0,313709,334247,-6.1445577671602136E-2,6.0319974470102113E-4,7.435798692263353E-4]
[null,"PRIME",26661920.389999997,0,26661920.389999997,24960239.18,6.8175677233233839E-2,5.1265547282631191E-2,5.5527593023489967E-2]
[null,"UNIVERSAL LIFE",63406378.520000003,2346463.129999999,65752841.650000006,64773277.24000001,1.5122971258200866E-2,0.12642958058789092,0.14409734423788506]
[null,"ANCORIA",2851587.3638254125,39192258.49339582,42043845.857221231,25164344.216613855,0.67077057503701176,8.0841917469135202E-2,5.5981653632661527E-2]
[null,"TOTAL ",{"$f":"SUM(C10:C20)","v":465158819.36561447},{"$f":"SUM(D10:D20)","v":54916002.873395815},{"$f":"SUM(E10:E20)","v":520074822.23901033},{"$f":"SUM(F10:F20)","v":449510555.39974535},{"$f":"(E21-F21)/F21","v":0.15698022213630305},{"$f":"C21/$C$21","v":1},1]
[]
[null,"% Change 2021/22",{"$f":"E21/F21-1","v":0.15698022213630303}]
[null,"% Change 2020/21",7.4973308570535524E-2]
{"$rows_empty":16}
[null,"LIFE GROSS PREMIUMS"]
[null,"Including A&H premiums by Life Companies"]
[]
[null,null,"Life policies Premiums","Group Pension Plans Premiums","TOTAL Premiums     YEAR 2022","TOTAL Premiums     YEAR 2021","% Change","Market Share  YEAR 2022","Market Share  YEAR 2021"]
[null,"ALLIANZ",12282.810000000001,0,{"$f":"D45+C45","v":12282.810000000001},9984,{"$f":"(E45-F45)/F45","v":0.23024939903846167},{"$f":"E45/$E$56","v":1.9695537741767893E-5},0]
[null,"ALTIUS",23894062.254657537,0,{"$f":"D46+C46","v":23894062.254657537},21131462.786931507,{"$f":"(E46-F46)/F46","v":0.13073394376817704},{"$f":"E46/$E$56","v":3.8314229800897277E-2},4.432377967065685E-2]
[null,"ETHNIKI INSURANCE",15733132.29000007,0,{"$f":"D47+C47","v":15733132.29000007},14375774.069999978,{"$f":"(E47-F47)/F47","v":9.4419835300047536E-2},2.5228144114736242E-2,3.2064441712391499E-2]
[null,"EUROLIFE",161872599.92999998,12773369.25,174645969.17999998,152514041.48000002,0.14511403333903677,0.28004554962849065,0.27008074106791924]
[null,"HELLENIC",39658930.936731368,0,39658930.936731368,27402128.932999913,0.44729378632222988,6.3593263354440793E-2,6.3688137083021693E-2]
[null,"CNP CYPRIALIFE",137547189.22000006,603912,138151101.22000006,128343289.06000024,7.6418582006377314E-2,0.22152587462846918,0.25526851979333059]
[null,"METLIFE",57178025.63000001,0,57178025.63000001,55085702.569999993,3.7983051179953708E-2,9.1685205730239014E-2,6.797317071893795E-2]
[null,"MINERVA",313709,0,313709,334247,-6.1445577671602136E-2,5.0303370722434555E-4,8.6926536566274263E-4]
[null,"PRIME",26661920.389999997,0,26661920.389999997,24960239.18,6.8175677233233839E-2,4.2752502017800148E-2,6.0913267329463984E-2]
[null,"UNIVERSAL LIFE",102994710.43000001,2346463.129999999,105341173.56,104694759.70000002,6.1742713947886768E-3,0.168915016971939,0.14626757329836357]
[null,"ANCORIA",2851587.3638254125,39192258.49339582,{"$f":"D55+C55","v":42043845.857221231},25164344.216613855,0.67077057503701176,6.7417484508021569E-2,5.85109858108665E-2]
[null,"TOTAL",{"$f":"SUM(C45:C55)","v":568718150.25521445},{"$f":"SUM(D45:D55)","v":54916002.873395815},{"$f":"SUM(E45:E55)","v":623634153.12861025},{"$f":"SUM(F45:F55)","v":554015972.99654555},{"$f":"(E56-F56)/F56","v":0.12566096200352475},{"$f":"C56/$C$56","v":1},{"$f":"F56/$F$56","v":1}]
[]
[null,"% Change Semi Annual 2021/22",{"$f":"E56/F56-1","v":0.12566096200352472}]
[null,"% Change Semi Annual 2020/21",3.8992604883123283E-2]

{"sheet":"L Premiums incl. A&H","index":7,"n_rows":24,"n_cols":10,"rows_kept":24,"cut":false,"hidden":false,"merged":[[4,1,4,9],[5,1,5,9],[7,1,9,1],[7,2,7,5],[7,6,7,9],[8,5,9,5],[8,9,9,9]]}
[]
[]
[]
[]
[null,"LIFE GROSS PREMIUMS "]
[null,"Including A&H premiums by Life Companies"]
[]
[null,null,"YEAR 2022",null,null,null,"YEAR 2021"]
[null,null,"LIFE","A&H","TOTAL","Market Share %","LIFE","A&H","TOTAL","Market Share %"]
[null,null,"€ 000s","€ 000s","€ 000s",null,"€ 000s","€ 000s","€ 000s"]
[null,"ALLIANZ",12.282810000000001,0,{"$f":"C11+D11","v":12.282810000000001},{"$f":"E11/$E$24*100","v":1.8726425943496952E-3},9.984,0,{"$f":"H11+G11","v":9.984},{"$f":"I11/$I$24*100","v":1.7033860146555241E-3}]
[null,"ALTIUS",23894.062254657536,0,{"$f":"C12+D12","v":23894.062254657536},{"$f":"E12/$E$24*100","v":3.6428992005994565},21131.462786931508,0,{"$f":"H12+G12","v":21131.462786931508},3.6052722536531223]
[null,"ETHNIKI INSURANCE",15733.13229000007,0,15733.13229000007,{"$f":"E13/$E$24*100","v":2.3986802424520683},14375.774069999978,0,14375.774069999978,2.4526735277128888]
[null,"EUROLIFE",150483.98730999997,24161.981870000003,174645.96917999996,26.626600982833082,128590.28774000001,23923.753740000011,152514.04148000001,26.020661588103415]
[null,"HELLENIC",39100.828976731369,558.10196000000087,39658.930936731369,6.046417987292485,26812.413412999915,589.71551999999951,27402.128932999913,4.6751205124458686]
[null,"CNP CYPRIALIFE",121637.24076040009,16513.860459599971,138151.10122000007,21.062577423316672,111562.7513332001,16780.537726800143,128343.28906000024,21.896851328094524]
[null,"METLIFE",34440.970940000007,22737.054690000004,57178.025630000011,8.7173868402716117,31795.774419999998,23289.928149999996,55085.702569999994,9.3982587505220199]
[null,"MINERVA",313.709,0,313.709,4.7828211592530409E-2,334.24700000000001,0,334.24700000000001,5.7026408778101459E-2]
[null,"PRIME",26661.920389999996,0,26661.920389999996,4.0648880646590335,24960.23918,0,24960.23918,4.2585058435165131]
[null,"UNIVERSAL LIFE",65752.841650000002,39588.331909999994,{"$f":"C20+D20","v":105341.17356},16.060361476505776,64773.27724000001,39921.482460000007,104694.75970000002,17.862138369461221]
[null,"ANCORIA",42043.845857221233,0,{"$f":"C21+D21","v":42043.845857221233},6.4100231610279277,25164.344216613856,0,25164.344216613856,{"$f":"I21/$I$24*100","v":4.2933285262978425}]
[null,"LIFE COMPANIES",{"$f":"SUM(C11:C21)","v":520074.82223901025},{"$f":"SUM(D11:D21)","v":103559.33088959998},{"$f":"SUM(E11:E21)","v":623634.15312861023},{"$f":"SUM(F12:F21)","v":95.077663590550642},{"$f":"SUM(G11:G21)","v":449510.5553997453},{"$f":"SUM(H11:H21)","v":104505.41759680017},{"$f":"H22+G22","v":554015.97299654549},{"$f":"SUM(J11:J21)","v":94.521540494600174}]
[null,"NON LIFE COMPANIES","-",32273.708684465779,{"$f":"D23","v":32273.708684465779},{"$f":"E23/$E$24*100","v":4.9204637668550006},"-",32110.7131509315,{"$f":"H23","v":32110.7131509315},{"$f":"I23/I24*100","v":5.4784595053998331}]
[null,"TOTAL",{"$f":"C22","v":520074.82223901025},{"$f":"D22+D23","v":135833.03957406577},{"$f":"C24+D24","v":655907.86181307607},{"$f":"SUM(F22:F23)","v":99.99812735740565},{"$f":"G22","v":449510.5553997453},{"$f":"H22+H23","v":136616.13074773166},{"$f":"G24+H24","v":586126.68614747701},{"$f":"J22+J23","v":100}]

{"sheet":"L Claims","index":8,"n_rows":23,"n_cols":12,"rows_kept":23,"cut":false,"hidden":false,"merged":[[5,1,5,11],[7,1,8,1],[7,2,7,3],[7,4,7,5],[7,6,7,7],[7,8,7,9],[7,10,7,11]]}
[]
[]
[]
[]
[]
[null,"LIFE GROSS CLAIMS INCURRED "]
[]
[null,null,"DEATHS",null,"MATURITIES",null,"SURRENDERS",null,"OTHER",null,"TOTAL"]
[null,null,"No. of claims","Amount payable","No. of claims","Amount payable","No. of claims","Amount payable","No. of claims","Amount payable","No. of claims","Amount payable"]
[null,"ALLIANZ",72,3696464.98,0,0,0,0,0,0,{"$f":"I10+G10+E10+C10","v":72},{"$f":"J10+H10+F10+D10","v":3696464.98}]
[null,"ALTIUS",47,4080948.66,21,413284.75,215,3699577.33,778,3723919.6629024348,{"$f":"I11+G11+E11+C11","v":1061},11917730.402902436]
[null,"ETHNIKI",1,10000,34,328457.17,593,3258261.7699999996,316,263446,944,3860164.9399999995]
[null,"EUROLIFE",106,8560670.9000000004,726,5644685.1699999999,2764,51920433.529999994,143,2723238.56,3739,68849028.159999996]
[null,"PRIME",23,496335,102,679303.38,724,5981941.9900000002,1791,3309194.36,2640,10466774.73]
[null,"CYPRIALIFE",64,5602784.1100000013,595,7396030.8600000003,2316,32779144.059999999,1120,9493437.5400000103,4095,55271396.570000008]
[null,"HELLENIC",121,8562411.4299999997,61,681395.93,179,1227569.1100000001,0,0,361,10471376.469999999]
[null,"METLIFE",54,1847528.4700000007,329,8926645.6999999993,748,8859987.6999999993,39,11299.51,1170,19645461.379999995]
[null,"MINERVA",3,101259.06,5,249375.52000000005,22,139185.62000000002,32,15672.6,62,505492.8000000001]
[null,"UNIVERSAL",73,3594854.799999998,647,12083485.110000001,1810,18534147.329999998,26,1006126.1599999999,2556,{"$f":"J19+H19+F19+D19","v":35218613.399999999}]
[null,"ANCORIA",7,745908.74254359934,0,0,825,10645430.988648651,0,0,832,11391339.73119225]
[null,"TOTAL YEAR 2022",{"$f":"SUM(C10:C20)","v":571},{"$f":"SUM(D10:D20)","v":37299166.152543597},2520,36402663.590000004,10196,137045679.42864865,4245,20546334.392902449,17532,231293843.56409469]
[null,"TOTAL YEAR 2021",624,38285526.978477731,2189,37966278.390000001,8943.65,117301083.41640276,4207,15088875.946458487,{"$f":"I22+G22+E22+C22","v":15963.65},{"$f":"J22+H22+F22+D22","v":208641764.73133898}]
[null,"% Change",{"$f":"C21/C22-1","v":-8.4935897435897467E-2},{"$f":"D21/D22-1","v":-2.5763281944339411E-2},0.15121059844677931,-4.1184305291609546E-2,0.1400267228704164,0.16832407201351485,9.032564772997409E-3,0.36168754159085537,9.8245075530972059E-2,0.10856924481023267]

{"sheet":"L New Business","index":9,"n_rows":25,"n_cols":9,"rows_kept":25,"cut":false,"hidden":false,"merged":[[5,1,5,8],[6,1,6,8],[8,1,10,1],[8,2,8,5],[8,6,9,7],[8,8,10,8],[9,2,9,3],[9,4,9,5]]}
[]
[]
[]
[]
[]
[null,"ANALYSIS OF LIFE NEW BUSINESS"]
[null,"INDIVIDUAL POLICIES"]
[]
[null,null,"REGULAR PREMIUMS",null,null,null,"SINGLE PREMIUMS",null,"TOTAL NEW BUSINESS PREMIUMS"]
[null,null,"Unit Linked",null,"Other"]
[null,null,"Number of contracts","Annual Premiums","Number of contracts","Annual Premiums","Number of contracts","Single Premiums"]
[null,"ALLIANZ",0,0,0,0,0,0,{"$f":"H12+F12+D12","v":0}]
[null,"ALTIUS",1765,4572903.9800000032,611,1253832.51,0,1123394.03,{"$f":"H13+F13+D13","v":6950130.5200000033}]
[null,"ETHNIKI",1075,2117845.4700000007,1709,300061.85999999987,0,1911200.94,4329108.2700000005]
[null,"EUROLIFE",7792,16725129.410000006,3860,1841894.8000000019,168,12260712.000000002,30827736.210000008]
[null,"PRIME",1653,3109785,484,328836,0,0,3438621]
[null,"CNP CYPRIALIFE",5806,18744382,1674,1423069,59,5213338,25380789]
[null,"HELLENIC",1421,1179862.94,9371,1595705.0373242572,295,12142806.15,14918374.127324257]
[null,"METLIFE",2112,3604074.2676537,678,382023.49549081101,108,3653796.75,7639894.5131445108]
[null,"MINERVA",0,0,0,0,0,0,0]
[null,"UNIVERSAL LIFE",3054,7635681.2499999981,604,692862.22999999975,183,7865039.0600000005,16193582.539999999]
[null,"ANCORIA",0,0,0,0,223,2851587.3638254125,2851587.3638254125]
[null,"TOTAL  YEAR 2022",{"$f":"SUM(C12:C22)","v":24678},57689664.317653716,18991,7818284.9328150693,1036,47021874.293825418,{"$f":"H23+F23+D23","v":112529823.54429421}]
[null,"TOTAL  YEAR 2021",25303,57013529.460000016,11788,6711244.1814643294,1036,43634246.77326344,107359020.41472778]
[null,"% Change",{"$f":"C23/C24-1","v":-2.4700628383986123E-2},{"$f":"D23/D24-1","v":1.1859200159289651E-2},0.61104513064133026,0.16495313259622657,0,7.7636896957683277E-2,4.8163657879809474E-2]

{"sheet":"L In Force Business","index":10,"n_rows":32,"n_cols":17,"rows_kept":32,"cut":false,"hidden":false,"merged":[[26,1,31,1],[2,1,2,2],[3,1,3,2],[5,2,5,16],[7,1,7,2],[8,1,25,1]]}
[]
[]
[]
[]
[]
[null,null,"LIFE MOVEMENTS OF BUSINESS IN FORCE"]
[]
[null,null,null,"ALLIANZ","ALTIUS","ETHNIKI","EUROLIFE","PRIME","CNP CYPRIALIFE","HELLENIC","METLIFE","MINERVA","UNIVERSAL LIFE","ANCORIA","YEAR       2022","YEAR       2021","% Change"]
[null,"INDIVIDUAL","In force at start of Period"]
[null,null,"Number of contracts",100,12199,9458,90395,18430,59689,120037,27142,487,39817,441,{"$f":"SUM(D10:N10)","v":378195},354294,{"$f":"O10/P10-1","v":6.7460922284882097E-2}]
[null,null,"Annual  premiums ",9984,16329575.535950534,12957889,106922683.68999998,24880307.120000001,107463136.99999999,26223705,27956298.896502033,333773.3,50091038,1615545.5347692496,{"$f":"SUM(D11:N11)","v":374783937.07722175},334841923.22562307,{"$f":"O11/P11-1","v":0.11928617977948042}]
[null,null,"New Business plus Reinst & alterations"]
[null,null,"Number of contracts",0,2515,878,12020,2237,7550,11087,2927,1,4075,59,{"$f":"SUM(D13:N13)","v":43349},43719,{"$f":"O13/P13-1","v":-8.4631395960566014E-3}]
[null,null,"Annual  premiums ",0,5826736.490000003,2516786,18567024.210000008,3636698.46,20181662,14918374.127324257,4015185.7734474684,3971.2699999999991,8999011.3300000001,1236041.8290561624,{"$f":"SUM(D14:N14)","v":79901491.489827886},66956857.512036391,{"$f":"O14/P14-1","v":0.19332797951971581}]
[null,null,"Deaths and other insured events"]
[null,null,"Number of contracts",0,11,1,110,23,64,201,24,3,78,3,{"$f":"SUM(D16:N16)","v":518},573,{"$f":"O16/P16-1","v":-9.5986038394415329E-2}]
[null,null,"Annual  premiums ",0,19567.79,763.68,99857.87,70242.460000000006,93090,1299354,24622.503839714125,2696.16,112174.90999999999,0,{"$f":"SUM(D17:N17)","v":1722369.3738397141},483680.24,{"$f":"O17/P17-1","v":2.5609670013389718}]
[null,null,"Maturities and Surrenders"]
[null,null,"Number of contracts",0,256,178,3538,826,2911,240,1112,31,2433,31,{"$f":"SUM(D19:N19)","v":11556},11582,{"$f":"O19/P19-1","v":-2.2448627180107206E-3}]
[null,null,"Annual  premiums ",0,2252642.8059162097,193126,3529705.0900000003,927281.17999999993,4342008,1908905.04,1106372.5646105686,16635.830000000002,2563294.6,0,{"$f":"SUM(D20:N20)","v":16839971.110526782},17143431.987878531,{"$f":"O20/P20-1","v":-1.7701290941412151E-2}]
[null,null,"Lapses-Expiries "]
[null,null,"Number of contracts",0,740,-185,2041,621,964,0,962,5,877,0,{"$f":"SUM(D22:N22)","v":6025},6354,{"$f":"O22/P22-1","v":-5.1778407302486618E-2}]
[null,null,"Annual  premiums ",0,1150455.6204533295,88887,1167860.8199999481,593274.47000000009,863156,0,621908.56118012627,3809.34,3304027.8000000045,0,{"$f":"SUM(D23:N23)","v":7793379.6116334088},7862796.8686689632,{"$f":"O23/P23-1","v":-8.8285705703733397E-3}]
[null,null,"In force at end of period"]
[null,null,"Number of contracts",77,13707,10342,96726,19197,63300,130683,27972,449,40504,466,{"$f":"SUM(D25:N25)","v":403423},379490,{"$f":"O25/P25-1","v":6.3066220453766864E-2}]
[null,null,"Annual  premiums ",12693.779999999997,18733645.809580997,15191898.32,120692284.12000003,26926207.470000003,122346544.99999999,37933820.580000006,30218609.013139002,314603.24,53110552.019999996,2851587.363825412,{"$f":"SUM(D26:N26)","v":428332446.71654546},376302272.56391412,{"$f":"O26/P26-1","v":0.13826696766439039}]
[null,"GROUP","In force at start of Period"]
[null,null,"Number of policies",0,59,15,66,4,150,15,371,0,83,228,{"$f":"SUM(D28:N28)","v":991},971,{"$f":"O28/P28-1","v":2.0597322348094638E-2}]
[null,null,"Annual  premiums ",0,5329260.7664142307,353263,8744495,29237.520000000004,5962234,1301600,1341543.92,0,2501854.09,22030160.26335042,{"$f":"SUM(D29:N29)","v":47593648.559764653},43188745.345637873,{"$f":"O29/P29-1","v":0.10199192356421816}]
[null,null,"In force at end of report period"]
[null,null,"Number of policies",0,55,10,69,4,160,15,367,0,81,287,{"$f":"SUM(D31:N31)","v":1048},1002,{"$f":"O31/P31-1","v":4.5908183632734634E-2}]
[null,null,"Annual  premiums ",0,5464221.5670245104,189062.46,9046911,30900.25,6799146,1211651.83,1430600.3699999999,0,2980926.1099999994,39192258.49339582,{"$f":"SUM(D32:N32)","v":66345678.08042033},48386439.649764657,{"$f":"O32/P32-1","v":0.37116263483426226}]

{"sheet":"L Technical Account","index":11,"n_rows":34,"n_cols":14,"rows_kept":34,"cut":false,"hidden":false,"merged":[[24,2,24,11],[24,12,24,13],[28,2,28,11],[28,12,28,13],[31,2,31,11],[31,12,31,13],[16,2,16,11],[16,12,16,13],[5,1,5,13],[8,2,8,11],[8,12,8,13],[12,2,12,11],[12,12,12,13]]}
[]
[]
[]
[]
[]
[null,"LIFE TECHNICAL ACCOUNTS "]
[]
[null,null,"ALTIUS","ETHNIKI","EUROLIFE","PRIME","CNP CYPRIALFE","HELLENIC","METLIFE","MINERVA","UNIVERSAL LIFE","ANCORIA","YEAR       2022","YEAR       2021"]
[null,"Premiums"]
[null,"Gross Premiums",23894062.254657537,15733132.29000007,137710618.05999997,26661920.389999997,121637240.76040009,39100828.976731367,34440970.940000005,313709,63406378.520000003,42043845.857221231,{"$f":"SUM(C10:L10)","v":504942707.04901028},443476082.11974537]
[null,"Reinsurance",4169741.6108991131,1515692.1200000625,18258344.399999991,3050167.9299999997,10569365.225987449,9801412.3364324644,0,60137,4337149.1600000039,0,{"$f":"SUM(C11:L11)","v":51762009.783319086},51790060.176890559]
[null,"Net Premiums Earned",19724320.643758424,14217440.170000007,119452273.65999998,23611752.459999997,111067875.53441264,29299416.640298903,34440970.940000005,253572,59069229.359999999,42043845.857221231,{"$f":"SUM(C12:L12)","v":453180697.26569122},391686021.94285476]
[null,"Claims"]
[null,"Gross Claims incured",10344614.800000001,3860164.9399999995,68849028.159999996,3805529.3600000003,55271396.570000008,9382819.629999999,19876950.379999999,505494,34599848.443063378,11391339.731192252,{"$f":"SUM(C14:L14)","v":217887186.01425561},200836376.24488056]
[null,"Reinsurers' share of Claims",3516004.4671776053,90191.279999999329,6163693.099999994,1248238.4800000004,4080187.6300000027,7994471.3299999963,0,22449,1148812.492211625,0,{"$f":"SUM(C15:L15)","v":24264047.779389225},24374623.002309255]
[null,"Net Claims Incurred",6828610.3328223955,3769973.66,62685335.060000002,2557290.88,51191208.940000005,1388348.3000000026,19876950.379999999,483045,33451035.950851753,11391339.731192252,{"$f":"SUM(C16:L16)","v":193623138.23486641},176461753.24257126]
[null,"Expenses"]
[null," Commissions - Acquisition",2516143.8196707023,1175512.4587889763,15680020.569850001,2394043.69,9583413.2266566623,533226.21000000194,2628084.85,0,3896180.8700000006,0,{"$f":"SUM(C18:L18)","v":38406625.694966346},34901495.187329367]
[null," Commissions - Renewal ",798404.86681578145,767482.09207551135,5002215.415325,1554159.35,3981486.616649406,2101261.3200000017,997614.39,10940,1526381.1599999997,0,16739945.210865702,17497051.000395469]
[null," Management expenses - Acquisition",2036228.6580910331,1441038.0258740063,6268394.705633983,1382672.4798672174,6527617.0050050151,573856.58187078754,3669387.5277553871,0,3535626.5113660404,1177314.0455147815,26612135.540978249,22344585.913082305]
[null," Management expenses - Renewal",1503416.7842209549,1455523.2332615058,7209806.4006841183,2544116.6955258925,7978198.5616727974,0,5530581.3453112114,60513,4234981.2059219601,1058149.0831231619,31575286.3097216,28111104.840086494]
[null," Other Admin/Management Expenses",0,0,0,0,0,3635266.6578788422,0,0,0,0,3635266.6578788422,-199444.88060008432]
[null,"Reinsurance Commission",460666.43596382439,974897.80999999959,3135270.1999999993,1360123.4900000002,1928291.5958516784,0,-300861.98000000045,0,1235321.7400000002,0,8793709.2918155007,8614101.7422413453]
[null,"Net Expenses ",6393527.6928346474,3864658,31025166.891493101,6514868.725393109,26142423.814132202,6843610.769749633,13126530.093066599,71453,11957848.007288,2235463.1286379434,{"$f":"SUM(C24:L24)","v":108175550.12259522},94040690.318052217]
[null,"Investment Income"]
[null,"Investment Income for Life business",611021.90020484943,1080872.1499999999,2417392.8200000003,-3368663.8,27389.981106082625,-2353275.1584599279,0,44959,760846.33,528397.573524846,{"$f":"SUM(C26:L26)","v":-251059.20362414944},6995701.3369701477]
[null,"Increase (decrease) in value of Life assets other than those in internal linked funds ",-1390314.87,-4663495.1500000004,-10931436.899438351,-441883.05999999994,968166.65785800898,0,0,0,-4182294.91,28094.503822585761,{"$f":"SUM(C27:L27)","v":-20613163.727757752},-7302298.3327587312]
[null,"Increase (decrease) in value of Life assets in internal linked funds",-5264703.1499999994,-8271556.3099999996,-40894279.830561653,-2926780.7399999998,-40359253.3161873,-2207049.44,0,25641,-18500181.850000001,-11362168.152718183,{"$f":"SUM(C28:L28)","v":-129760331.78946713},75196588.504719973]
[null,"Other Items"]
[null,"Other Income",0,9465,4633663.0200000005,33656.670000000013,0,261062.09,0,0,0,1600882.7550097068,{"$f":"SUM(C30:L30)","v":6538729.5350097073},3485099.6120066755]
[null,"Other Expenditure",-40.229999999999997,-9642,0,-141845.00087315656,0,0,0,0,0,12097788.697767299,{"$f":"SUM(C31:L31)","v":11946261.466894142},1548674.3321921767]
[null,"Underwiting Profit"]
[null,"Underwriting Profit (before tax)",1999115.6629114468,1124000,39562364.290314339,2476619.4946068856,16107286.731047135,12417062.961892644,0,58921.000000000226,2741566.5227119848,138647.61232665202,{"$f":"SUM(C33:L33)","v":76625584.275811076},28818099.621194992]
[null,"Underwriting Profit (after tax)",1999115.6629114468,888003,32834197.689319439,2076690.6646068855,13200556.271047134,11170449.991892643,0,54215.365000000224,1759761.5849119846,138647.61232665202,{"$f":"SUM(C34:L34)","v":64121637.84201619},22314010.446770057]

{"sheet":"International Business","index":12,"n_rows":25,"n_cols":13,"rows_kept":25,"cut":false,"hidden":false,"merged":[[7,9,8,9],[7,10,8,10],[7,11,8,11],[7,12,8,12],[4,1,4,10],[5,1,5,12],[7,1,8,1],[7,2,8,2],[7,3,8,3],[7,4,8,4],[7,5,8,5],[7,6,8,6],[7,7,8,7],[7,8,8,8]]}
[]
[]
[]
[]
[]
[null,"INTERNATIONAL PREMIUMS WRITTEN "]
[]
[null,null,"LIFE","A&H","MOTOR","MAT","FIRE","LIABILITY","CREDIT","MISC","TOTAL            YEAR 2022","TOTAL           YEAR 2021","Growth (%)"]
[]
[null,"ALTIUS",0,0,0,0,0,0,537219.18299434066,0,{"$f":"SUM(C10:J10)","v":537219.18299434066},0,{"$f":"IFERROR(K10/L10-1,0)","v":0}]
[null,"AMERICAN STEAMSHIP OWNERS MARINE INSURANCE COMPANY (EUROPE) LTD",0,0,0,13240133.133320833,0,0,0,0,{"$f":"SUM(C11:J11)","v":13240133.133320833},12506851.492141973,{"$f":"K11/L11-1","v":5.8630394839147115E-2}]
[null,"ANCORIA",3343159.0157138743,0,0,0,0,0,0,0,3343159.0157138743,2212858.3641291047,{"$f":"K12/L12-1","v":0.51078761745766421}]
[null,"CNP ASFALISTIKI",0,0,0,0,64574.129999997909,7521.4599999976344,0,11667.060000000056,83762.6499999956,67408.800000000949,0.24260704833781976]
[null,"EUROLIFE",0,0,0,0,0,0,0,0,0,0,0]
[null,"MEDLIFE",37033457.622351393,0,0,0,0,0,0,0,37033457.622351393,35911415.82200247,3.1244710760232941E-2]
[null,"PRIME",0,609785.26399999938,0,0,0,0,0,0,609785.26399999938,768296.85899999947,-0.20631555777322286]
[null,"Total Year 2022",{"$f":"SUM(C10:C16)","v":40376616.638065264},{"$f":"SUM(D10:D16)","v":609785.26399999938},0,13240133.133320833,64574.129999997909,7521.4599999976344,537219.18299434066,11667.060000000056,{"$f":"SUM(K11:K16)","v":54310297.685386091},51466831.337273546,5.5248521702816245E-2]
[null,"Total Year 2021",38124274.186131574,768915.4109999995,-1310.3900000000001,12507543.330141973,47775.150000002468,8561.0499999983585,0,11072.60000000012,{"$f":"SUM(C18:J18)","v":51466831.337273546}]
[null,"Growth (%)",{"$f":"C17/C18-1","v":5.9078959534737185E-2},{"$f":"D17/D18-1","v":-0.20695403515589084},-1,5.8571838117353447E-2,0.35162589756378737,-0.12143253456070502,{"$f":"IFERROR(I17/I18-1,0)","v":0},5.368748080847574E-2,{"$f":"K17/K18-1","v":5.5248521702816245E-2}]
[]
[null,"Σημείωση:"]
[null,"Τα πιο πάνω δεδομένα αφορούν διεθνής εργασίες των εταιρειών-μελών του ΣΑΕΚ."]
[]
[null,"Note:"]
[null,"The above data reflects to the International insurance business by IAC member firms."]