{"text_format":"2","workbook":"xlsx","n_sheets":13,"sheets":["Contents","L Premiums","L Premiums incl. A&H","L Claims","L New Business","L In Force Business","L Technical Account","NL Premiums","NL Claims","NL Expenses","NL Technical Accounts","NL Frequencies","Int. Premiums"],"not_rendered":{"charts":0,"images":3,"macros":0,"external_links":0,"defined_names":13,"comments":0,"pivot_tables":0},"unopened":[],"bounds":{"document_bytes":16777216,"sheet_cells":100000,"run_cost":"one","rows_first":2000,"rows_last":500,"rows_between":2000,"halvings":0,"cell_chars":16384,"cell_head_chars":4096},"cells_cut":0,"cells_raw":0,"read":"whole","date_system":"1900"}

{"sheet":"Contents","index":0,"n_rows":27,"n_cols":4,"rows_kept":27,"cut":false,"hidden":false,"merged":[[5,1,5,3],[7,1,7,3],[24,1,24,3],[17,1,17,2],[9,1,9,2]]}
[]
[]
[]
[]
[]
[null,"Statistical Information for the Insurance Industry for the period 01.01.2020 - 30.6.2020"]
[]
[null,"DOMESTIC BUSINESS"]
[]
[null,"LIFE BUSINESS"]
[null,1,"L Premiums","Life business Premiums per Company"]
[null,2,"L Premiums incl A&H","Life business Premiums per Company, including A&H from Life Companies"]
[null,3,"L Claims","Claims per category "]
[null,4,"L New Business","Analysis of Life New Business for Individual Policies"]
[null,5,"L in Force Business","Movements of Life Business in Force"]
[null,6,"L Technical Account","Technical Account for Life Business"]
[]
[null,"NON LIFE BUSINESS"]
[null,1,"NL Premiums","Non Life Written Premiums per Class"]
[null,2,"NL Claims","Claims & Claims Ratios per class "]
[null,3,"NL Expenses","Expenses & Expenses Ratios per Class"]
[null,4,"NL Technical Accounts","Technical Account for Non Life Business"]
[null,5,"NL Frequencies","Claim Frequencies per Class"]
[]
[null,"INTERNATIONAL BUSINESS"]
[]
[null,1,"International Premiums","International Premiums Written by member companies of IAC"]

{"sheet":"L Premiums","index":1,"n_rows":65,"n_cols":9,"rows_kept":65,"cut":false,"hidden":false,"merged":[[5,1,5,8],[6,1,6,8],[37,1,37,8],[38,1,38,8]]}
[]
[]
[]
[]
[]
[null,"LIFE GROSS PREMIUMS"]
[null,"Excluding A&H premiums by Life Companies"]
[]
[null,null,"Life policies Premiums","Group Pension Plans Premiums","TOTAL Premiums      Semi Annual 2020","TOTAL Premiums      Semi Annual 2019","% Change","Market Share          Semi Annual  2020","Market Share          Semi Annual  2019"]
[null,"ALLIANZ",4961.3599999999997,0,{"$f":"C10+D10","v":4961.3599999999997},-93253.37,0,0,0]
[null,"ALTIUS",9862408.3265753463,0,{"$f":"C11+D11","v":9862408.3265753463},7438501.0304657603,{"$f":"(E11-F11)/F11","v":0.32585964378871823},{"$f":"E11/$E$21","v":4.9743626489041029E-2},{"$f":"F11/$F$21","v":3.9330838890926562E-2}]
[null,"ETHNIKI INSURANCE",6615187.3899999876,0,6615187.3899999876,4882693.91,0.35482328237937555,3.3365421485995049E-2,2.5817089591220196E-2]
[null,"EUROLIFE",52984296.530000001,1349311.57,54333608.100000001,47276222.779999994,0.149279805047911,0.27404571151708196,0.24997153242516995]
[null,"HELLENIC",14485864.701122481,0,14485864.701122481,15942629.731601186,-9.1375454050164132E-2,7.3063233563524232E-2,8.4296150380722634E-2]
[null,"CNP CYPRIALIFE",49974937,173387,50148324,45960012,9.1129480122851145E-2,0.25293614049476604,{"$f":"F15/$F$21","v":0.24301210956259908}]
[null,"METLIFE",13192614.279999999,0,13192614.279999999,12015153.310000002,9.7997997996414801E-2,6.654038805004403E-2,6.3529743042302633E-2]
[null,"MINERVA",183159,0,183159,198999,-7.9598389941657993E-2,9.2381014681329823E-4,1.0522009174159408E-3]
[null,"PRIME",12252034.67,0,12252034.67,13403869.830000002,-8.5933030879038447E-2,6.1796329676697952E-2,7.0872537711495306E-2]
[null,"UNIVERSAL LIFE",27363342.309999995,437592.21,27800934.519999996,27046327.169999998,2.7900548021064179E-2,0.14022125803519395,0.14300659933469859]
[null,"ANCORIA",2245175.3714054259,7140491.4812260559,9385666.8526314814,14962018.240785208,-0.37270048053764965,4.733905662877716E-2,7.9111198143449149E-2]
[null,"TOTAL ",{"$f":"SUM(C10:C20)","v":189163980.93910322},{"$f":"SUM(D10:D20)","v":9100782.2612260561},{"$f":"SUM(E10:E20)","v":198264763.20032927},{"$f":"SUM(F11:F20)","v":189126427.00285214},{"$f":"(E21-F21)/F21","v":4.8318663564343237E-2},{"$f":"C21/$C$21","v":1},1]
[]
[null,"% Change Semi Annual 2019/20",{"$f":"E21/F21-1","v":4.8318663564343334E-2}]
[null,"% Change Semi Annual 2018/19",-9.0129113094919333E-2]
[]
[null,"Σημείωση:"]
[null,"Στο Έτος 2019 δεν περιλαμβάνονται ασφάλιστρα από συμβόλαια ζωής τα οποία ήταν συνδεδεμένα με μη εξυπηρετούμενα δάνεια του Συνεργατισμού του Έτους "]
[null,"2018, τα οποία δεν έχουν ανανεωθεί μετά την εξαγορά του Συνεργατισμού από την Ελληνική Τράπεζα στο τέλος του 2018."]
[]
[]
[null,"Note:"]
[null,"The Year 2019 does not include premiums from life contracts linked to non-performing loans of the Cooperative bank of the Year 2018, which have not been renewed "]
[null,"since the acquisition of the Cooperative bank by Hellenic Bank at the end of 2018."]
[]
[]
[]
[]
[null,"LIFE GROSS PREMIUMS"]
[null,"Including A&H premiums by Life Companies"]
[]
[null,null,"Life policies Premiums","Group Pension Plans Premiums","TOTAL Premiums      Semi Annual 2020","TOTAL Premiums      Semi Annual 2019","% Change","Market Share          Semi Annual  2020","Market Share          Semi Annual  2019"]
[null,"ALLIANZ",4961.3599999999997,0,{"$f":"D42+C42","v":4961.3599999999997},-93253.37,{"$f":"(E42-F42)/F42","v":-1.0532030102504606},{"$f":"E42/$E$53","v":1.9138740411063134E-5},0]
[null,"ALTIUS",9862408.3265753463,0,{"$f":"D43+C43","v":9862408.3265753463},7438501.0304657603,{"$f":"(E43-F43)/F43","v":0.32585964378871823},{"$f":"E43/$E$53","v":3.8044824965379073E-2},{"$f":"F43/$F$53","v":2.96498137922942E-2}]
[null,"ETHNIKI INSURANCE",6615187.3899999876,0,{"$f":"D44+C44","v":6615187.3899999876},4882693.91,0.35482328237937555,2.5518477640757379E-2,1.9462384241574017E-2]
[null,"EUROLIFE",66053478.850000001,1349311.57,67402790.420000002,59771165.849999994,0.12768070459177783,0.26001026106343283,0.23824745474154593]
[null,"HELLENIC",14786635.701122481,0,14786635.701122481,16234477.291601187,-8.9183135648459574E-2,5.704032407177502E-2,6.471051448937748E-2]
[null,"CNP CYPRIALIFE",59381868,173387,59555255,54046104,0.10193428558698699,0.22973792781811234,0.21542739770227998]
[null,"METLIFE",25784666.43,0,25784666.43,25211905.330000006,2.2717882385448172E-2,9.946587979699599E-2,0.10049448071887186]
[null,"MINERVA",183159,0,183159,198999,-7.9598389941657993E-2,7.0654670391785983E-4,7.9320864118819759E-4]
[null,"PRIME",12252034.67,0,12252034.67,13403869.830000002,-8.5933030879038447E-2,4.7262950291145085E-2,5.3427732674625396E-2]
[null,"UNIVERSAL LIFE",52960913.530000001,437592.21,53398505.740000002,54728772.969999991,-2.4306542204576481E-2,0.20598790244943418,0.21814851150724904]
[null,"ANCORIA",2245175.3714054259,7140491.4812260559,{"$f":"D52+C52","v":9385666.8526314814},14962018.240785208,-0.37270048053764965,3.6205766458639141E-2,5.9638501490993735E-2]
[null,"TOTAL",{"$f":"SUM(C43:C52)","v":250125527.26910323},{"$f":"SUM(D43:D52)","v":9100782.2612260561},{"$f":"SUM(E42:E52)","v":259231270.8903293},{"$f":"SUM(F43:F52)","v":250878507.45285219},{"$f":"(E53-F53)/F53","v":3.3294057439523204E-2},{"$f":"C53/$C$53","v":1},1]
[]
[null,"% Change Semi Annual 2019/20",{"$f":"E53/F53-1","v":3.3294057439523295E-2}]
[null,"% Change Semi Annual 2018/19",-4.6807440311908199E-2]
[]
[null,"Σημείωση:"]
[null,"Στο Έτος 2019 δεν περιλαμβάνονται ασφάλιστρα από συμβόλαια ζωής τα οποία ήταν συνδεδεμένα με μη εξυπηρετούμενα δάνεια του Συνεργατισμού του Έτους "]
[null,"2018, τα οποία δεν έχουν ανανεωθεί μετά την εξαγορά του Συνεργατισμού από την Ελληνική Τράπεζα στο τέλος του 2018."]
[]
[]
[null,"Note:"]
[null,"The Year 2019 does not include premiums from life contracts linked to non-performing loans of the Cooperative bank of the Year 2018, which have not been renewed "]
[null,"since the acquisition of the Cooperative bank by Hellenic Bank at the end of 2018."]

{"sheet":"L Premiums incl. A&H","index":2,"n_rows":24,"n_cols":10,"rows_kept":24,"cut":false,"hidden":false,"merged":[[4,1,4,9],[5,1,5,9],[7,1,9,1],[7,2,7,5],[7,6,7,9],[8,5,9,5],[8,9,9,9]]}
[]
[]
[]
[]
[null,"LIFE GROSS PREMIUMS "]
[null,"Including A&H premiums by Life Companies"]
[]
[null,null,"Semi Annual 2020",null,null,null,"Semi Annual 2019"]
[null,null,"LIFE","A&H","TOTAL","Market Share %","LIFE","A&H","TOTAL","Market Share %"]
[null,null,"€ 000s","€ 000s","€ 000s",null,"€ 000s","€ 000s","€ 000s"]
[null,"ALLIANZ",4.96136,0,{"$f":"C11+D11","v":4.96136},{"$f":"E11/$E$24*100","v":1.7856240380634393E-3},-93.25336999999999,0,{"$f":"H11+G11","v":-93.25336999999999},{"$f":"I11/$I$24*100","v":-3.435889060395439E-2}]
[null,"ALTIUS",9862.408326575347,0,{"$f":"C12+D12","v":9862.408326575347},{"$f":"E12/$E$24*100","v":3.5495415331945188},7438.5010304657599,0,{"$f":"H12+G12","v":7438.5010304657599},2.7406906920701641]
[null,"ETHNIKI INSURANCE",6615.1873899999873,0,6615.1873899999873,{"$f":"E13/$E$24*100","v":2.3808467073298698},4882.69391,0,4882.69391,1.7990121526576932]
[null,"EUROLIFE",54333.608100000005,13069.18232,67402.790420000005,24.258679637539732,47276.222779999996,12494.943070000001,59771.165849999998,22.022485071702661]
[null,"HELLENIC",14485.864701122482,300.77100000000002,14786.635701122483,5.321801310530045,15942.629731601186,291.84755999999868,16234.477291601184,5.9815385682523532]
[null,"CNP CYPRIALIFE",50148.324000000001,9406.9310000000005,59555.255000000005,21.434303279947002,45960.012000000002,8086.0919999999996,54046.103999999999,19.913105284087234]
[null,"METLIFE",13192.61428,12592.05215,25784.666429999997,9.2800603445134815,12015.153310000002,13196.752020000004,25211.905330000005,9.2892417416199002]
[null,"MINERVA",183.15899999999999,0,183.15899999999999,6.5920052805614082E-2,198.999,0,198.999,7.3320512398600934E-2]
[null,"PRIME",12252.034669999999,0,12252.034669999999,4.4095827801124408,13403.869830000001,0,13403.869830000001,4.9386107671885195]
[null,"UNIVERSAL LIFE",27800.934519999995,25597.571220000005,{"$f":"C20+D20","v":53398.505740000001},19.218451280699757,27046.327169999997,27682.445799999998,54728.772969999991,20.164632370550102]
[null,"ANCORIA",9385.6668526314807,0,{"$f":"C21+D21","v":9385.6668526314807},3.3779593388333029,14962.018240785208,0,14962.018240785208,{"$f":"I21/$I$24*100","v":5.51270530973314}]
[null,"LIFE COMPANIES",{"$f":"SUM(C11:C21)","v":198264.76320032933},{"$f":"SUM(D11:D21)","v":60966.507690000006},{"$f":"SUM(E11:E21)","v":259231.27089032932},{"$f":"SUM(F12:F21)","v":93.297146265505773},{"$f":"SUM(G12:G21)","v":189126.42700285217},{"$f":"SUM(H11:H21)","v":61752.080450000009},{"$f":"H22+G22","v":250878.50745285218},{"$f":"SUM(J11:J21)","v":92.400983579656398}]
[null,"NON LIFE COMPANIES","-",18618.93129336986,{"$f":"D23","v":18618.93129336986},{"$f":"E23/$E$24*100","v":6.7010681104561707},"-",20531.216088301357,{"$f":"H23","v":20531.216088301357},{"$f":"I23/I24*100","v":7.5646575297396197}]
[null,"TOTAL",{"$f":"C22","v":198264.76320032933},{"$f":"D22+D23","v":79585.438983369866},{"$f":"C24+D24","v":277850.20218369918},{"$f":"SUM(F22:F23)","v":99.99821437596195},{"$f":"G22","v":189126.42700285217},{"$f":"H22+H23","v":82283.296538301365},{"$f":"G24+H24","v":271409.72354115354},{"$f":"J22+J23","v":99.965641109396017}]

{"sheet":"L Claims","index":3,"n_rows":23,"n_cols":12,"rows_kept":23,"cut":false,"hidden":false,"merged":[[5,1,5,11],[7,1,8,1],[7,2,7,3],[7,4,7,5],[7,6,7,7],[7,8,7,9],[7,10,7,11]]}
[]
[]
[]
[]
[]
[null,"LIFE GROSS CLAIMS INCURRED "]
[]
[null,null,"DEATHS",null,"MATURITIES",null,"SURRENDERS",null,"OTHER",null,"TOTAL"]
[null,null,"No. of claims","Amount payable","No. of claims","Amount payable","No. of claims","Amount payable","No. of claims","Amount payable","No. of claims","Amount payable"]
[null,"ALLIANZ","n.a","n.a","n.a","n.a","n.a","n.a","n.a","n.a","n.a","n.a"]
[null,"ALTIUS",17,1059025,10,185093.07,101,1504941.8299999998,643,745023.22,{"$f":"I11+G11+E11+C11","v":771},3494083.1199999996]
[null,"ETHNIKI",4,1148147,8,511969,137,2494114,5,59219,154,4213449]
[null,"EUROLIFE",64,3290856.82,377,3572030.1,1209,19516591.390000001,25,500469.68000000005,1675,26879947.990000002]
[null,"PRIME",11,210355.34000000003,61,536167.23,6846,5141485.0199999996,0,2112893.6800000002,6918,8000901.2699999996]
[null,"CYPRIALIFE",35,2050835,455,7716334,1151,16385902,709,4141618,2350,30294689]
[null,"HELLENIC",79,3876839.74,10,137820.62,44,362042.46,9,636553.82999999996,142,5013256.6500000004]
[null,"METLIFE",13,457130.62999999995,177,6029520.0300000003,326,4644167.4799999995,0,-2109.1200000000003,516,11128709.020000001]
[null,"MINERVA",1,17087,2,142593.04999999999,16,56359.29,17,7672.6,36,223711.94]
[null,"UNIVERSAL",34,1145361.7400000002,410,7491287.6399999997,859,9004758.9100000001,10,313425.40000000002,1313,{"$f":"J19+H19+F19+D19","v":17954833.689999998}]
[null,"ANCORIA",0,0,0,0,611,12865627.964952951,0,0,611,12865627.964952951]
[null,"TOTAL Semi Annual 2020",{"$f":"SUM(C10:C20)","v":258},{"$f":"SUM(D10:D20)","v":13255638.270000001},1510,26322814.740000002,11300,71975990.344952941,1418,8514766.2899999991,14486,120069209.64495294]
[null,"TOTAL Semi Annual 2019",298,16140527.509999998,1075,18407931.109999999,6587,59916228.957551219,2586,13343516.780000001,{"$f":"I22+G22+E22+C22","v":10546},{"$f":"J22+H22+F22+D22","v":107808204.35755122}]
[null,"% Change",{"$f":"C21/C22-1","v":-0.13422818791946312},{"$f":"D21/D22-1","v":-0.1787357469086831},0.40465116279069768,0.42997138476361907,0.7155002277212692,0.20127704291846693,-0.45166279969064194,-0.36187989790199837,0.37360136544661482,0.11372979784300541]

{"sheet":"L New Business","index":4,"n_rows":25,"n_cols":9,"rows_kept":25,"cut":false,"hidden":false,"merged":[[5,1,5,8],[6,1,6,8],[8,1,10,1],[8,2,8,5],[8,6,9,7],[8,8,10,8],[9,2,9,3],[9,4,9,5]]}
[]
[]
[]
[]
[]
[null,"ANALYSIS OF LIFE NEW BUSINESS"]
[null,"INDIVIDUAL POLICIES"]
[]
[null,null,"REGULAR PREMIUMS",null,null,null,"SINGLE PREMIUMS",null,"TOTAL NEW BUSINESS PREMIUMS"]
[null,null,"Unit Linked",null,"Other"]
[null,null,"Number of contracts","Annual Premiums","Number of contracts","Annual Premiums","Number of contracts","Single Premiums"]
[null,"ALLIANZ",15.05201049637812,0,260,0,0,0,{"$f":"H12+F12+D12","v":0}]
[null,"ALTIUS",538,1688087.7900000003,263,863444.17999999982,0,306875.61999999988,{"$f":"H13+F13+D13","v":2858407.59}]
[null,"ETHNIKI",422,784574.11000000034,190,210685.03000000003,0,1598736.8599999999,2593996]
[null,"EUROLIFE",2607,6346226.2700000014,966,489191.47,134,4996021,11831438.740000002]
[null,"PRIME",652,879411.33076923073,253,61459.581140350907,3,24000,964870.91190958163]
[null,"CNP CYPRIALIFE",2062,5667665,552,486160,28,3637000,9790825]
[null,"HELLENIC",675,497488.64707423386,0,0,0,108711.64000000001,606200.28707423387]
[null,"METLIFE",962,1602197.9611609289,259,134698.19682362859,0,732302.4,2469198.5579845575]
[null,"MINERVA",0,0,0,0,0,0,0]
[null,"UNIVERSAL LIFE",1221,2944890.5599999996,209,200126.7899999998,150,3836807.3600000003,6981824.71]
[null,"ANCORIA",0,0,0,0,164,2245175.3714054259,2245175.3714054259]
[null,"TOTAL Semi Annual 2020",{"$f":"SUM(C12:C22)","v":9154.052010496378},20410541.669004396,2952,2445765.2479639798,479,17485630.251405429,40341937.168373808]
[null,"TOTAL Semi Annual 2019",9895,19368885.199999999,5560,3661157.41,307,11416921.600325122,34446964.210325122]
[null,"% Change",{"$f":"C23/C24-1","v":-7.4881049975100811E-2},{"$f":"D23/D24-1","v":5.3779887600572618E-2},-0.46906474820143884,-0.33196938179066715,0.56026058631921827,0.53155385168866243,0.17113185713711543]

{"sheet":"L In Force Business","index":5,"n_rows":32,"n_cols":17,"rows_kept":32,"cut":false,"hidden":false,"merged":[[26,1,31,1],[2,1,2,2],[3,1,3,2],[5,2,5,16],[7,1,7,2],[8,1,25,1]]}
[]
[]
[]
[]
[]
[null,null,"LIFE MOVEMENTS OF BUSINESS IN FORCE"]
[]
[null,null,null,"ALLIANZ","ALTIUS","ETHNIKI","EUROLIFE","PRIME","CNP CYPRIALIFE","HELLENIC","METLIFE","MINERVA","UNIVERSAL LIFE","ANCORIA","Semi Annual 2020","Semi Annual 2019","% Change"]
[null,"INDIVIDUAL","In force at start of Period"]
[null,null,"Number of contracts","n.a",9654,7442,79679,19048,53555,2685,24777,602,39061,386,{"$f":"SUM(D10:N10)","v":236889},228712,{"$f":"O10/P10-1","v":3.5752387281821729E-2}]
[null,null,"Annual  premiums ","n.a",12456260.04524108,9396615.8200000003,85609953.519999862,24475629.599999793,88295133,2479715.4062478677,22417433.140360497,393864.4599999999,45644743,1436227.8012093019,{"$f":"SUM(D11:N11)","v":292605575.7930584},274789592.30620849,{"$f":"O11/P11-1","v":6.4835000981394053E-2}]
[null,null,"New Business plus Reinst & alterations"]
[null,null,"Number of contracts","n.a",847,623,3791,1006,2650,675,1362,2,1737,28,{"$f":"SUM(D13:N13)","v":12721},15639,{"$f":"O13/P13-1","v":-0.18658482000127885}]
[null,null,"Annual  premiums ","n.a",2551531.9699999997,905059,6835417.7400000012,1358100,6160231,497488.64707423386,1938899.4419694985,1550.3300000000008,3423189.0499999993,808947.57019612403,{"$f":"SUM(D14:N14)","v":24480414.749239858},25383735.495654635,{"$f":"O14/P14-1","v":-3.5586596250556379E-2}]
[null,null,"Deaths and other insured events"]
[null,null,"Number of contracts","n.a",0,4,40,10,35,1,12,0,39,0,{"$f":"SUM(D16:N16)","v":141},156,{"$f":"O16/P16-1","v":-9.6153846153846145E-2}]
[null,null,"Annual  premiums ","n.a",0,769,46423.359899999996,12500,54978,750.72,16723.00463559202,0,28875.149999999994,0,{"$f":"SUM(D17:N17)","v":161019.234535592},301879.04724487948,{"$f":"O17/P17-1","v":-0.46661010094888844}]
[null,null,"Maturities and Surrenders"]
[null,null,"Number of contracts","n.a",130,164,1586,888,1606,49,520,25,1263,9,{"$f":"SUM(D19:N19)","v":6240},6455,{"$f":"O19/P19-1","v":-3.3307513555383417E-2}]
[null,null,"Annual  premiums ","n.a",1504143.3404999706,148772,1886991.0409999988,1047017,2172847,75845.219999999987,527035.2124552594,11935.460000000001,1302476.03,0,{"$f":"SUM(D20:N20)","v":8677062.303955229},9918691.9012849201,{"$f":"O20/P20-1","v":-0.12518078086172268}]
[null,null,"Lapses-Expiries "]
[null,null,"Number of contracts","n.a",446,113,1081,559,709,0,380,13,490,0,{"$f":"SUM(D22:N22)","v":3791},4165,{"$f":"O22/P22-1","v":-8.9795918367346905E-2}]
[null,null,"Annual  premiums ","n.a",422661.26005746832,72804,2285113.489100039,670800,4817993,0,3122967.3046440217,8371.4524612403784,1507569.7199999988,0,{"$f":"SUM(D23:N23)","v":12908280.226262769},7019544.102338288,{"$f":"O23/P23-1","v":0.83890578049974462}]
[null,null,"In force at end of period"]
[null,null,"Number of contracts","n.a",9925,7784,80763,18597,53855,3310,25227,566,39006,405,{"$f":"SUM(D25:N25)","v":239438},232773,{"$f":"O25/P25-1","v":2.8633045928866396E-2}]
[null,null,"Annual  premiums ","n.a",13080987.414683642,10079329.82,88226843.369999826,24103412.599999793,87409546,2900608.1133221011,23617774.897514731,375107.87753875949,46229011.149999999,2245175.3714054259,{"$f":"SUM(D26:N26)","v":298267796.61446428},282672260.63099504,{"$f":"O26/P26-1","v":5.5171794885908287E-2}]
[null,"GROUP","In force at start of Period"]
[null,null,"Number of policies","n.a",53,16,61,6,172,57,435,0,87,3393,{"$f":"SUM(D28:N28)","v":4280},2768,{"$f":"O28/P28-1","v":0.54624277456647397}]
[null,null,"Annual  premiums ","n.a",2773030.1250439491,331132,7304099.5700000003,31126.809999999998,6754914,24133289.161601186,1121442.21,0,3388977.7600000002,6829451.1950716572,{"$f":"SUM(D29:N29)","v":52667462.831716798},66406210.934235655,{"$f":"O29/P29-1","v":-0.20688950490075109}]
[null,null,"In force at end of report period"]
[null,null,"Number of policies","n.a",56,16,58,4,174,57,393,0,85,3526,{"$f":"SUM(D31:N31)","v":4369},3465,{"$f":"O31/P31-1","v":0.26089466089466096}]
[null,null,"Annual  premiums ","n.a",4528429.4657113617,277798,7164183.75,30614.95,7343116,22410970.901122481,1260659.99,0,2181458.9079000005,311040.28615439846,{"$f":"SUM(D32:N32)","v":45508272.250888236},55020218.658438653,{"$f":"O32/P32-1","v":-0.17288092703883751}]

{"sheet":"L Technical Account","index":6,"n_rows":34,"n_cols":14,"rows_kept":34,"cut":false,"hidden":false,"merged":[[24,2,24,11],[24,12,24,13],[28,2,28,11],[28,12,28,13],[31,2,31,11],[31,12,31,13],[16,2,16,11],[16,12,16,13],[5,1,5,13],[8,2,8,11],[8,12,8,13],[12,2,12,11],[12,12,12,13]]}
[]
[]
[]
[]
[]
[null,"LIFE TECHNICAL ACCOUNTS "]
[]
[null,null,"ALTIUS","ETHNIKI","EUROLIFE","PRIME","CNP CYPRIALFE","HELLENIC","METLIFE","MINERVA","UNIVERSAL LIFE","ANCORIA","Semi Annual  2020","Semi Annual  2019"]
[null,"Premiums"]
[null,"Gross Premiums",9862408.3265753463,6615187.3899999876,54333608.100000001,12252034.67,50148324,23987436.021122482,13192614.279999999,183159,27800934.519999996,9385666.8526314814,{"$f":"SUM(C10:L10)","v":207761373.16032931},200508359.75285214]
[null,"Reinsurance",2431711.6137313722,880444.3999999864,9269125.2899999917,1661147.4700000007,5757686,5354792.32,0,32898,2561599.1700000018,0,{"$f":"SUM(C11:L11)","v":27949404.263731353},26954050.138252907]
[null,"Net Premiums Earned",7430696.7128439741,5734742.9900000012,45064482.81000001,10590887.199999999,44390638,18632643.701122481,13192614.279999999,150261,25239335.349999994,9385666.8526314832,{"$f":"SUM(C12:L12)","v":179811968.89659792},160865475.13381404]
[null,"Claims"]
[null,"Gross Claims incured",3494083.1199999996,4213449,26879947.990000002,8000901.2699999996,30294689,5013256.6500000004,11128709.020000001,223711.94,17954833.689999998,12865627.964952951,{"$f":"SUM(C14:L14)","v":120069209.64495294},107730102.7675512]
[null,"Reinsurers' share of Claims",1049889.5719999997,1070262.1699999995,1777388.7600000016,6329981.8399999999,1244911,4235196.68,99879.280000001192,0.94000000000232831,520468,0,{"$f":"SUM(C15:L15)","v":16327978.242000001},12197662.578000005]
[null,"Net Claims Incurred",2444193.548,3143186.8300000005,25102559.23,1670919.4300000002,29049778,778059.97000000067,11028829.74,223711,17434365.689999998,12865627.964952951,{"$f":"SUM(C16:L16)","v":103741231.40295294},82629360.982000008]
[null,"Expenses"]
[null," Commissions - Acquisition",614777.21864471445,470676.8532348469,4446684.3100000005,1033673.24,3885589,377741.75543097185,1226380.77,0,1723373.8699999996,0,{"$f":"SUM(C18:L18)","v":13778897.017310534},12114454.3252257]
[null," Commissions - Renewal ",433852.61796946445,307300.9165588491,1865294.42,813765.48,1723319,1031722.3045690282,380662.54000000004,8472,539741.71,0,7104130.9890973419,7662367.3454385949]
[null," Management expenses - Acquisition",901169.4235522832,576993.66632735333,2016709.2467210544,547129.77803299145,2825968.05,44591.6,750973.72928160406,0,1267107.7901040001,151181.87222741434,9081825.1562466994,9351490.0732648689]
[null," Management expenses - Renewal",521037.32161879772,582793.56387895066,3224858.4948350913,1120085.0066727656,3453960.95,639527.91999999993,537802.65314733551,39540,1487474.3622959999,29788.436202288165,11636868.708651228,11511419.200771667]
[null," Other Admin/Management Expenses",0,0,0,0,0,0,0,0,0,422061.05499815778,422061.05499815778,0]
[null,"Reinsurance Commission",131402.66249289643,330727,1338629.2899999991,0,966991,0,-105493.83000000007,0,399283.58999999985,0,3061539.7124928953,3574079.6291851467]
[null,"Net Expenses ",2339433.9192923633,1607038,10214917.181556147,3514653.5047057569,10921846,2093583.58,3001313.5224289396,48012,4618414.1424000002,603031.3634278602,{"$f":"SUM(C24:L24)","v":38962243.21381107},37065651.315515682]
[null,"Investment Income"]
[null,"Investment Income for Life business",396250.81714166311,573702.30000000005,1254205.6700000002,139468.06000000064,-142787.9,-94373.56916708732,"n.a",20770,270391.09999999998,62565.629800266666,{"$f":"SUM(C26:L26)","v":2480192.107774843},4361449.525080746]
[null,"Increase (decrease) in value of Life assets other than those in internal linked funds ",82316.134999999995,-307411.63,1744284.6638819221,0,585971.10000000009,0,"n.a",0,-39206.442971985416,-246231.12628678899,{"$f":"SUM(C27:L27)","v":1819722.6996231477},7008897.6516021676]
[null,"Increase (decrease) in value of Life assets in internal linked funds",-790607.21500000008,-1415910.2900000003,-14965167.583881922,-1428152.3200000005,-8320585.2000000002,-94397.04999999702,"n.a",-40030,-18042811.980000004,-4783966.8095291024,{"$f":"SUM(C28:L28)","v":-49881628.448411025},74563063.503873587]
[null,"Other Items"]
[null,"Other Income",0,4172,2340847.7200000002,0,0,0,"n.a",0,0,689169.43334074575,{"$f":"SUM(C30:L30)","v":3034189.1533407457},-249499.91907942062]
[null,"Other Expenditure",-20.03,-5216,0,0,0,0,"n.a",0,0,20202.831152696712,{"$f":"SUM(C31:L31)","v":14966.801152696713},1757079.4715237585]
[null,"Underwiting Profit"]
[null,"Underwriting Profit (before tax)",785147.31140067661,-127625,6668221.4545255527,1447201.3602942422,3935614,2281787.0129293995,"n.a",29200.000000000222,-975449.95523220301,-58006.583907844135,{"$f":"SUM(C33:L33)","v":13986089.600009823},23321393.542324379]
[null,"Underwriting Profit (after tax)",785147.31140067661,-226852,5992073.7245255522,1264758.9302942422,2754729,2069121.4729293995,"n.a",26452.615000000224,-1387476.3398822029,-58006.583907844135,{"$f":"SUM(C34:L34)","v":11219948.130359823},20654338.783424381]

{"sheet":"NL Premiums","index":7,"n_rows":96,"n_cols":14,"rows_kept":96,"cut":false,"hidden":false,"merged":[[60,10,61,10],[60,11,61,11],[60,12,61,12],[60,13,61,13],[58,1,58,13],[60,1,61,1],[60,2,61,2],[60,3,61,3],[60,4,61,4],[60,5,61,5],[60,6,61,6],[60,7,61,7],[60,8,61,8],[60,9,61,9],[57,1,57,13],[5,1,5,13],[6,1,6,13],[8,1,9,1],[8,2,9,2],[8,3,9,3],[8,4,9,4],[8,5,9,5],[8,6,9,6],[8,7,9,7],[8,8,9,8],[8,9,9,9],[8,10,9,10],[8,11,9,11],[8,12,9,12],[8,13,9,13]]}
[]
[]
[]
[]
[]
[null,"TOTAL NON LIFE GROSS WRITTEN PREMIUMS"]
[null,"Including A&H premiums by Life Companies"]
[]
[null,null,"A&H","MOTOR","MAT","FIRE","LIABILITY","CREDIT","MISC","Semi Annual 2020","Semi Annual 2019","% Change","MARKET SHARE    Semi Annual 2020","MARKET SHARE    Semi Annual 2019"]
[]
[null,"ALLIANZ",8300.51,545966.00999999989,10428.5,849510.12000000011,327154.5,0,0,{"$f":"SUM(C11:I11)","v":1741359.6400000001},3250086.8600000003,{"$f":"(J11-K11)/K11","v":-0.46421135341595149},{"$f":"J11/$J$37","v":6.7219683400944882E-3},{"$f":"K11/$K$37","v":1.248400055797394E-2}]
[null,"ALTIUS",3711789.07336987,2316518.1399999997,57232.71,2529247.90448,1467617.83552,0,0,{"$f":"SUM(C12:I12)","v":10082405.663369868},9653512.8483013697,4.4428678120417703E-2,3.8919939399285501E-2,{"$f":"K12/$K$37","v":3.7080381225442965E-2}]
[null,"AIG",126195,3943084,383061,3947166,6441530,0,213671,15054707,15039676,9.9942312587053073E-4,5.8113936661239526E-2,5.7769324840674333E-2]
[null,"ATLANTIC",1971723.2100000002,5895531.6099999994,125316.12268228825,3090889.4099999997,791171.83,11107.76,12885,11898624.942682287,11929032.661583977,-2.5490515253273234E-3,4.5930879709241978E-2,4.5820944737244254E-2]
[null,"COMMERCIAL",50306.51,3877498.01,28457.41,1273842.44,406974.30000000005,1991.63,35325.810000000005,5674396.1099999985,5169960,9.7570602093632927E-2,2.1904212159514221E-2,1.9858479574512953E-2]
[null,"COSMOS",1481291.8599999999,5472236.3499999996,62582.989999999991,1180205.6100000001,476560.18999999994,0,4211,8677088,9345864.4699999988,-7.1558545723272068E-2,3.3495154866581035E-2,3.5898664338536723E-2]
[null,"ETHNIKI GENERAL",4615805.1100000003,2804369,29077,1238940.79,382675.06,0,82744.53,9153611.4900000002,9873692.2100000009,-7.2929224922639202E-2,3.5334623141549976E-2,3.7926118398848865E-2]
[null,"EUROLIFE",13069182.32,0,0,0,0,0,0,13069182.32,12494943.07,4.5957732402857596E-2,5.044944637970513E-2,4.7994679212275758E-2]
[null,"EUROSURE",119948.32,3172632.55,13730.25,647070.24,405873.88,0,651,4359906.2399999993,4176649.17,4.387657726109645E-2,1.6830039606901877E-2,1.6043045252255621E-2]
[null,"GENERAL INS. CYPRUS",803864,6879917,193472,12370047,3772505,20170,2246175,26286150,26534372.109999999,-9.3547384114075951E-3,0.10146937141771284,0.10192192716557984]
[null,"HELLENIC",300771,0,0,0,0,0,0,300771,291847.56,3.0575688212024121E-2,1.1610313534190784E-3,1.1210239168448969E-3]
[null,"HYDRA",207458,5193424,50829,929809,440088,0,0,6821608,6953363,-1.894838511954575E-2,2.6332660957121574E-2,2.6708759276604484E-2]
[null,"KENTRIKI",52010.35,1190379.3799999999,98698.17,788476.19,295796.25,0,7719.87,2433080.21,2400925.7899999996,1.3392508895495848E-2,9.3921369054645407E-3,9.2222639557436367E-3]
[null,"CNP ASFALISTIKI",498790.74,12310429.59,337789.71,8460341.5199999996,4180040.3799999994,19918.88,359124.08,26166434.899999999,25837685.279999997,1.2723648284951983E-2,0.10100724912341684,9.9245863678940255E-2]
[null,"CNP CYPRIALIFE",9406931,0,0,0,0,0,0,9406931,8086092,0.16334701608638635,3.6312483020137863E-2,3.1059716674719455E-2]
[null,"LUMEN",1120,545323,5427,300524,217711,0,0,1070105,1199018,-0.10751548350400078,4.1308020269591244E-3,4.605581950822322E-3]
[null,"METLIFE",12592052.150000002,0,0,0,0,0,0,12592052.150000002,13196752.020000003,-4.5821871100067919E-2,4.8607636208404796E-2,5.0690417418912836E-2]
[null,"MINERVA",205738,5214372,9403,544572,436738,0,27228,{"$f":"SUM(C28:I28)","v":6438051},6230210,3.3360191711033819E-2,2.4852060424412764E-2,2.3931035835852956E-2]
[null,"PANCYPRIAN",448534,8278263.8600000013,129133.54000000004,9075028.7399999984,2070944.4,0,53900,20055804.539999999,18234794.070000004,9.9864602967791816E-2,7.7419092562064487E-2,7.004218322473385E-2]
[null,"PRIME",424470.81,4095695.5799999996,14938.340000000002,830165.75999999989,371132.25,0,224947.72,{"$f":"SUM(C30:I30)","v":5961350.459999999},6517514.75,-8.533379843904472E-2,2.3011908703895138E-2,2.5034610236725603E-2]
[null,"PROGRESSIVE",18889.57,1484857.63,15918.170000000002,653551.88,415264.79,16057,19661,2624200.04,2420037.87,8.4363212878152155E-2,1.0129894584529758E-2,9.2956759067657855E-3]
[null,"ROYAL CROWN",14604,2222012,104292,1511207,386993,0,19687,4258795,4387248,-2.9278718686520572E-2,1.6439731632319619E-2,1.6851982374394156E-2]
[null,"TRUST",2866573,9165746,152518,3493799,2901111,0,60079,18639826,18787029,-7.8353527851583137E-3,7.1953155085683548E-2,7.216338843284717E-2]
[null,"UNIVERSAL",25597571.220000003,0,0,0,0,0,0,25597571.220000003,27682445.799999997,-7.5313958710974696E-2,9.8811330739326117E-2,0.10633182548643738]
[null,"YDROGIOS",973014.85,3682900.81,39388.04,1719913.12,1412194.19,2799.56,0,{"$f":"SUM(C35:I35)","v":7830210.5699999994},7891457.8399999999,-7.7612110768116938E-3,3.0226052297739718E-2,3.0312101898035983E-2]
[null,"INTERAMERICAN",18504.38,2669726.85,0,56295.86,162.76,0,116107.23999999999,{"$f":"SUM(C36:I36)","v":2860797.09},2755962.2199999997,3.8039298666438223E-2,1.1043202693278478E-2,1.0586004428273985E-2]
[null,"TOTAL Semi Annual 2020",{"$f":"SUM(C11:C36)","v":79585438.983369872},90960883.36999999,1861692.9526822884,55490603.584479995,27600238.61552,72044.83,3484117.25,{"$f":"SUM(J11:J36)","v":259055019.58605215},260340172.59988534,-4.9364375885558621E-3,{"$f":"SUM(M11:M36)","v":1},{"$f":"SUM(N11:N36)","v":1.0000000000000002}]
[null,"TOTAL Semi Annual 2019",82283296.538301364,90053664.060000002,1937570.5515839753,56247605.721199997,26586833.288799997,72533.450000000012,3158761.9899999993,{"$f":"SUM(C38:I38)","v":260340265.59988531}]
[null,"% Change Semi Annual 2019/20",{"$f":"C37/C38-1","v":-3.2787426712731271E-2},1.0074207634633625E-2,-3.916120568598469E-2,-1.3458388619636552E-2,3.8116812021645075E-2,-6.7364781352604597E-3,0.10300087851823259,-4.9367930499404356E-3]
[null,"% Change Semi Annual 2018/19",8.6510834876248E-2,4.7190033536349096E-2,-0.66296535895275888,2.0610547507110333E-2,0.13288232575717562,-6.9577371166069324E-2,5.574012643412174E-2,6.60023537283978E-2]
[]
[null,"Σημειώσεις:"]
[null,"1. Τα πιο πάνω δεδομένα αφορούν μόνο τις εργασίες των εταιρειών-μελών του ΣΑΕΚ στην εγχώρια αγορά.  Οι εταιρείες-μέλη του ΣΑΕΚ αντιπροσωπεύουν περίπου το 99% των συνολικών "]
[null,"ασφαλίστρων στην εγχώρια αγορά. "]
[null,"2. Σημειώνεται ότι από τον πιο πάνω πίνακα απουσιάζουν τα στοιχεία που αφορούν την εταιρεία-μέλος GAN DIRECT."]
[]
[null,"Notes:"]
[null,"1. The above data reflects to the local insurance business by IAC member firms.  IAC members firms represent approx 99% of the local GWP."]
[null,"2. Please note that the above table does not include data for the member firm GAN DIRECT."]
{"$rows_empty":8}
[null,"TOTAL NON LIFE GROSS WRITTEN PREMIUMS"]
[null,"Excluding A&H premiums by Life Companies"]
[]
[null,null,"A&H","MOTOR","MAT","FIRE","LIABILITY","CREDIT","MISC","Semi Annual 2020","Semi Annual 2019","% Change","MARKET SHARE    Semi Annual 2020","MARKET SHARE    Semi Annual 2019"]
[]
[null,"ALLIANZ",8300.51,545966.00999999989,10428.5,849510.12000000011,327154.5,0,0,{"$f":"SUM(C63:I63)","v":1741359.6400000001},3250086.8600000003,{"$f":"(J63-K63)/K63","v":-0.46421135341595149},{"$f":"J63/$J$84","v":8.7908159000850434E-3},{"$f":"K63/$K$84","v":1.6365962846918523E-2}]
[null,"ALTIUS",3711789.07336987,2316518.1399999997,57232.71,2529247.90448,1467617.83552,0,0,{"$f":"SUM(C64:I64)","v":10082405.663369868},9653512.8483013697,4.4428678120417703E-2,{"$f":"J64/$J$84","v":5.0898487584482725E-2},{"$f":"K64/$K$84","v":4.8610710858832493E-2}]
[null,"AIG",126195,3943084,383061,3947166,6441530,0,213671,15054707,15039676,9.9942312587053073E-4,7.5999899519160544E-2,7.5732984762657121E-2]
[null,"ATANTIC",1971723.2100000002,5895531.6099999994,125316.12268228825,3090889.4099999997,791171.83,11107.76,12885,11898624.942682287,11929032.661583977,-2.5490515253273234E-3,6.006721353394863E-2,6.0069196224239042E-2]
[null,"COMMERCIAL",50306.51,3877498.01,28457.41,1273842.44,406974.30000000005,1991.63,35325.810000000005,5674396.1099999985,5169960,9.7570602093632927E-2,2.8645760704071845E-2,2.6033572924280206E-2]
[null,"COSMOS",1481291.8599999999,5472236.3499999996,62582.989999999991,1180205.6100000001,476560.18999999994,0,4211,8677088,9345864.4699999988,-7.1558545723272068E-2,4.3804095032796968E-2,4.7061533207255833E-2]
[null,"ETHNIKI GENERAL",4615805.1100000003,2804369,29077,1238940.79,382675.06,0,82744.53,9153611.4900000002,9873692.2100000009,-7.2929224922639202E-2,4.6209703946907335E-2,4.9719434227911322E-2]
[null,"EUROSURE",119948.32,3172632.55,13730.25,647070.24,405873.88,0,651,4359906.2399999993,4176649.17,4.387657726109645E-2,2.2009889408871327E-2,2.1031710254301658E-2]
[null,"GENERAL INS. CYPRUS",803864,6879917,193472,12370047,3772505,20170,2246175,26286150,26534372.109999999,-9.3547384114075951E-3,0.13269901292304009,0.13361505917370189]
[null,"HYDRA",207458,5193424,50829,929809,440088,0,null,6821608,6953363,-1.894838511954575E-2,3.4437171215560801E-2,3.5013981293760842E-2]
[null,"KENTRIKI",52010.35,1190379.3799999999,98698.17,788476.19,295796.25,0,7719.87,2433080.21,2401018.79,1.3353256598212597E-2,1.2282793114609142E-2,1.2090441272665944E-2]
[null,"CNP ASFALISTIKI",498790.74,12310429.59,337789.71,8460341.5199999996,4180040.3799999994,19918.88,359124.08,26166434.899999999,25837685.279999997,1.2723648284951983E-2,0.13209466136900941,0.13010686038798774]
[null,"LUMEN",1120,545323,5427,300524,217711,0,0,1070105,1199018,-0.10751548350400078,5.4021557825702816E-3,6.0377106477660569E-3]
[null,"MINERVA",205738,5214372,9403,544572,436738,0,27228,6438051,6230210,3.3360191711033819E-2,3.2500880229633898E-2,3.1372510883755346E-2]
[null,"PANCYPRIAN",448534,8278263.8600000013,129133.54000000004,9075028.7399999984,2070944.4,0,53900,20055804.539999999,18234794.070000004,9.9864602967791816E-2,0.10124668183950201,9.1822149722740096E-2]
[null,"PRIME",424470.81,4095695.5799999996,14938.340000000002,830165.75999999989,371132.25,0,224947.72,5961350.459999999,6517514.75,-8.533379843904472E-2,3.0094377523156142E-2,3.2819247253208318E-2]
[null,"PROGRESSIVE",18889.57,1484857.63,15918.170000000002,653551.88,415264.79,16057,19661,2624200.04,2420037.87,8.4363212878152155E-2,1.3247613477842982E-2,1.2186212730497865E-2]
[null,"ROYAL CROWN",14604,2222012,104292,1511207,386993,0,19687,4258795,4387248,-2.9278718686520572E-2,2.1499454760076257E-2,2.2092190412479496E-2]
[null,"TRUST",2866573,9165746,152518,3493799,2901111,0,60079,18639826,18787029,-7.8353527851583137E-3,9.4098470535138035E-2,9.4602954278576054E-2]
[null,"YDROGIOS",973014.85,3682900.81,39388.04,1719913.12,1412194.19,2799.56,0,7830210.5699999994,7891457.8399999999,-7.7612110768116938E-3,3.9528847458397486E-2,{"$f":"K82/$K$84","v":3.9737801289859639E-2}]
[null,"INTERAMERICAN",18504.38,2669726.85,0,56295.86,162.76,0,116107.23999999999,2860797.09,2755962.2199999997,3.8039298666438223E-2,1.4442014141139173E-2,1.3877775346604454E-2]
[null,"TOTAL Semi Annual 2020",{"$f":"SUM(C63:C83)","v":18618931.293369871},90960883.36999999,1861692.9526822884,55490603.584479995,27600238.61552,72044.83,3484117.25,198088511.89605212,{"$f":"SUM(K63:K83)","v":198588185.14988536},-2.5161278021454477E-3,{"$f":"SUM(M63:M83)","v":1.0000000000000002},{"$f":"SUM(N63:N83)","v":0.99999999999999978}]
[null,"TOTAL Semi Annual 2019",20531216.088301368,90053664.060000002,1937570.5515839753,56247605.721199997,26586833.288799997,72533.450000000012,3158761.9899999993,{"$f":"SUM(C85:I85)","v":198588185.14988533}]
[null,"% Change Semi Annual 2019/20",{"$f":"C84/C85-1","v":-9.3140356942670977E-2},{"$f":"D84/D85-1","v":1.0074207634633625E-2},{"$f":"E84/E85-1","v":-3.916120568598469E-2},-1.3458388619636552E-2,3.8116812021645075E-2,-6.7364781352604597E-3,0.10300087851823259,{"$f":"J84/J85-1","v":-2.5161278021452738E-3}]
[null,"% Change Semi Annual 2018/19",-1.7368141126227976E-2,4.7190033536349096E-2,-0.66296535895275888,2.0610547507110333E-2,0.13288232575717562,-6.9577371166069324E-2,5.574012643412174E-2,4.8603300540662531E-2]
[]
[null,"Σημειώσεις:"]
[null,"1. Τα πιο πάνω δεδομένα αφορούν μόνο τις εργασίες των εταιρειών-μελών του ΣΑΕΚ στην εγχώρια αγορά.  Οι εταιρείες-μέλη του ΣΑΕΚ αντιπροσωπεύουν περίπου το 99% των συνολικών "]
[null,"ασφαλίστρων στην εγχώρια αγορά. "]
[null,"2. Σημειώνεται ότι από τον πιο πάνω πίνακα απουσιάζουν τα στοιχεία που αφορούν την εταιρεία-μέλος GAN DIRECT."]
[]
[null,"Notes:"]
[null,"1. The above data reflects to the local insurance business by IAC member firms.  IAC members firms represent approx 99% of the local GWP."]
[null,"2. Please note that the above table does not include data for the member firm GAN DIRECT."]

{"sheet":"NL Claims","index":8,"n_rows":53,"n_cols":11,"rows_kept":53,"cut":false,"hidden":false,"merged":[[41,1,41,2],[42,1,43,1],[14,1,15,1],[33,1,33,10],[35,1,35,2],[36,1,37,1],[38,1,38,2],[39,1,40,1],[13,1,13,2],[5,1,5,10],[7,1,7,2],[8,1,9,1],[10,1,10,2],[11,1,12,1]]}
[]
[]
[]
[]
[]
[null,"NON LIFE GROSS CLAIMS "]
[]
[null,null,null,"A&H","MOTOR","MAT","FIRE","LIABILITY","CREDIT","MISC","TOTAL"]
[null,"GROSS CLAIMS INCURED","Semi Annual 2020",49525202.550497241,47475704.120556831,441532.72512354801,6807377.1455548434,4427798.6783850612,6031.7243806756724,-1103021.8244292221,{"$f":"SUM(D9:J9)","v":107580625.12006897}]
[null,null,"Semi annual 2019",64747563.197527848,57147179.905222215,237492.06618220638,15023983.071595332,7099480.4133749511,394019.35333395295,669419.54030136089,{"$f":"SUM(D10:J10)","v":145319137.54753786}]
[null,"% Change",null,{"$f":"D9/D10-1","v":-0.23510322080525525},{"$f":"E9/E10-1","v":-0.16923802365585472},0.85914726424923815,-0.54689930672079767,-0.37632074172028396,-0.98469180681192714,-2.647728753081604,-0.25969402973592237]
[null,"GROSS PREMIUS EARNED","Semi Annual 2020",80570574.195596293,86930142.823830411,1738919.3103567061,52704653.041864775,24585716.196295012,75370.812193222795,2848460.8221917804,{"$f":"SUM(D12:J12)","v":249453837.20232821}]
[null,null,"Semi annual 2019",81180686.104730308,83680409.937703669,2282316.0955381198,53162168.83406125,22900547.066771869,75344.063013698644,2636219.7493150686,{"$f":"SUM(D13:J13)","v":245917691.85113397}]
[null,"% Change",null,{"$f":"D12/D13-1","v":-7.5154810634011637E-3},3.883504978699337E-2,-0.23809006396780141,-8.6060407660295546E-3,7.3586413661195227E-2,3.5502703802015034E-4,8.0509628581553416E-2,1.4379385739090367E-2]
[null,"GROSS CLAIMS RATIO","Semi Annual 2020",{"$f":"D9/D12","v":0.6146810177902905},{"$f":"E9/E12","v":0.54613627193468939},0.25391214100266446,0.12916083785140478,0.18009638779822554,8.0027323643701354E-2,-0.38723433225263371,0.43126466334054409]
[null,null,"Semi annual 2019",0.79757349074381723,0.68292184452449189,0.10405748206679101,0.28260666186307648,0.31001357271836194,5.2296005494462721,0.25393161570665218,0.59092591693446217]
[]
[null,"Σημειώσεις:"]
[null,"1. Τα πιο πάνω δεδομένα αφορούν μόνο τις εργασίες των εταιρειών-μελών του ΣΑΕΚ στην εγχώρια αγορά.  Οι εταιρείες-μέλη του ΣΑΕΚ "]
[null,"αντιπροσωπεύουν περίπου το 99% των συνολικών ασφαλίστρων στην εγχώρια αγορά. "]
[null,"2. Σημειώνεται ότι από τον πιο πάνω πίνακα απουσιάζουν τα στοιχεία που αφορούν την εταιρεία-μέλος GAN DIRECT."]
[]
[null,"Notes:"]
[null,"1. The above data reflects to the local insurance business by IAC member firms.  IAC members firms represent approx 99% of the local GWP."]
[null,"2. Please note that the above table does not include data for the member firm GAN DIRECT."]
{"$rows_empty":8}
[null,"NON LIFE NET CLAIMS INCURRED"]
[]
[null,null,null,"A&H","MOTOR","MAT","FIRE","LIABILITY","CREDIT","MISC","TOTAL"]
[null,"NET CLAIMS INCURED","Semi Annual 2020",29844482.10576871,44932247.150556833,256385.55512354797,3681901.3855548436,3892107.4983850606,3691.5543806756309,-128809.7544292222,{"$f":"SUM(D37:J37)","v":82482005.495340452}]
[null,null,"Semi annual 2019",42478022.077568099,53086265.215222225,141109.7261822056,9177579.8205942065,5501655.8733749529,33478.433333952969,196278.43030136073,{"$f":"SUM(D38:J38)","v":110614389.57657699}]
[null,"% Change",null,{"$f":"D37/D38-1","v":-0.29741356480133618},-0.15359939207641349,0.81692334086520968,-0.59881565101806356,-0.29255707954749377,-0.88973335926888342,-1.6562603656013097,-0.25432843040516739]
[null,"NET PREMIUMS EARNED","Semi Annual 2020",49579451.379813813,79103670.702035412,845160.59881556802,20739402.682992235,16019489.481435493,39351.060960346069,678477.74709091475,{"$f":"SUM(D40:J40)","v":167005003.65314379}]
[null,null,"Semi annual 2019",49207094.379304178,77692884.21760799,991054.04023591615,22918424.525374893,16070817.62574815,39863.9870719178,669456.54588574555,{"$f":"SUM(D41:J41)","v":167589595.32122883}]
[null,"% Change",null,{"$f":"D40/D41-1","v":7.5671405761004173E-3},1.815850317097234E-2,-0.1472103795526819,-9.5077296433272784E-2,-3.1938726148208474E-3,-1.286690442294125E-2,1.3475409659686521E-2,-3.4882336636979927E-3]
[null,"NET CLAIMS RATIO ","Semi Annual 2020",{"$f":"D37/D40","v":0.60195264923645042},0.56801722033615676,0.30335720274093936,0.17753169856595055,0.24296076993561547,9.3810796725292814E-2,-0.18985111152357653,0.49388942661052876]
[null,null,"Semi annual 2019",0.86324995640128199,0.68328349178715364,0.14238348309302593,0.4004454935561973,0.34233826812646895,0.83981648081400428,0.29319069550909893,0.66003136629428505]
[]
[null,"Σημειώσεις:"]
[null,"1. Τα πιο πάνω δεδομένα αφορούν μόνο τις εργασίες των εταιρειών-μελών του ΣΑΕΚ στην εγχώρια αγορά.  Οι εταιρείες-μέλη του ΣΑΕΚ "]
[null,"αντιπροσωπεύουν περίπου το 99% των συνολικών ασφαλίστρων στην εγχώρια αγορά. "]
[null,"2. Σημειώνεται ότι από τον πιο πάνω πίνακα απουσιάζουν τα στοιχεία που αφορούν την εταιρεία-μέλος GAN DIRECT."]
[]
[null,"Notes:"]
[null,"1. The above data reflects to the local insurance business by IAC member firms.  IAC members firms represent approx 99% of the local GWP."]
[null,"2. Please note that the above table does not include data for the member firm GAN DIRECT."]

{"sheet":"NL Expenses","index":9,"n_rows":37,"n_cols":12,"rows_kept":37,"cut":false,"hidden":false,"merged":[[23,1,24,2],[25,1,25,11],[26,1,27,2],[14,1,15,2],[16,1,16,3],[17,1,18,2],[19,1,19,11],[20,1,21,2],[22,1,22,11],[13,1,13,3],[5,1,5,11],[7,1,7,3],[8,1,9,2],[10,1,10,3],[11,1,12,2]]}
[]
[]
[]
[]
[]
[null,"NON LIFE EXPENSES"]
[]
[{"$nulls":4},"A&H","MOTOR","MAT","FIRE","LIABILITY","CREDIT","MISC","TOTAL"]
[null,"Maintainance/Renewal",null,"Semi Annual 2020",4831559.4897638652,11388193.853371058,266819.79993000481,4530236.5833896268,2561079.5433057169,30615.663931751595,180206.04072066941,{"$f":"SUM(E9:K9)","v":23788710.974412691}]
[null,null,null,"Semi Annual 2019",5398826.4154535448,9945151.9325086921,230122.88824427186,3222378.3623373662,2292456.3111608061,26679.50306172021,166690.16220324012,{"$f":"SUM(E10:K10)","v":21282305.574969642}]
[null,"% Change",null,null,{"$f":"E9/E10-1","v":-0.10507226608841147},{"$f":"F9/F10-1","v":0.14510003775260105},0.15946658746425846,0.40586736689219816,0.11717703444864824,0.14753501446130723,8.10838404545422E-2,0.11776944892619445]
[null,"Commissions & other Acq. ",null,"Semi Annual 2020",11579334.662345629,23886768.559454095,387071.2487276271,10630668.524238875,4960000.3353728801,27127.85096434562,1265868.4039700546,{"$f":"SUM(E12:K12)","v":52736839.585073508}]
[null,null,null,"Semi Annual 2019",12091220.448522186,23946940.824079055,360459.31003619439,11573644.210294068,4643474.9060695032,28060.325628250026,1271515.7933818712,{"$f":"SUM(E13:K13)","v":53915315.818011127}]
[null,"% Change",null,null,{"$f":"E12/E13-1","v":-4.2335328212390722E-2},-2.5127328399482396E-3,7.382785782051382E-2,-8.1476125317250681E-2,6.8165637955670988E-2,-3.3231070667463225E-2,-4.4414622619796118E-3,-2.185791208040988E-2]
[null,"Reins. Commissions & Profit Commissions",null,"Semi Annual 2020",6131975.391166674,1040975.07,331989.94105000002,9145721.393422218,2311544.58,9209.5300000000007,424641.21519999998,{"$f":"SUM(E15:K15)","v":19396057.120838895}]
[null,null,null,"Semi Annual 2019",6385150.7524202811,858763.09000000008,267055.42819999997,7940276.9680467006,2170091.8699999996,10034.16,353781.85174999991,{"$f":"SUM(E16:K16)","v":17985154.120416984}]
[null,"% Change",null,null,{"$f":"E15/E16-1","v":-3.9650647427179608E-2},0.21217956631089008,0.24314994564113523,0.15181390148309348,6.5182821038816341E-2,-8.2182265381456898E-2,0.20029112035987895,7.8448201832212128E-2]
[null,"GROSS Expense Ratio ",null,"Semi Annual 2020",{"$f":"E9/'NL Claims'!D12","v":5.9966799765316076E-2},{"$f":"F9/'NL Claims'!E12","v":0.13100397035410344},{"$f":"G9/'NL Claims'!F12","v":0.15344001204706376},{"$f":"H9/'NL Claims'!G12","v":8.5955154278145679E-2},{"$f":"I9/'NL Claims'!H12","v":0.10416940970349538},{"$f":"J9/'NL Claims'!I12","v":0.40620053095970882},{"$f":"K9/'NL Claims'!J12","v":6.3264356426011095E-2},{"$f":"L9/'NL Claims'!K12","v":9.5363179180595364E-2}]
[null,null,null,"Semi Annual 2019",{"$f":"E10/'NL Claims'!D13","v":6.6503828367360407E-2},{"$f":"F10/'NL Claims'!E13","v":0.11884683571593894},{"$f":"G10/'NL Claims'!F13","v":0.10082866641222804},{"$f":"H10/'NL Claims'!G13","v":6.0614125288898549E-2},{"$f":"I10/'NL Claims'!H13","v":0.10010487105293235},{"$f":"J10/'NL Claims'!I13","v":0.35410226094217256},{"$f":"K10/'NL Claims'!J13","v":6.3230753903026807E-2},{"$f":"L10/'NL Claims'!K13","v":8.6542393167275106E-2}]
[]
[null,"GROSS Acquisition Cost Ratio ",null,"Semi Annual 2020",{"$f":"E12/'NL Claims'!D12","v":0.14371667048363315},{"$f":"F12/'NL Claims'!E12","v":0.27478119537732942},{"$f":"G12/'NL Claims'!F12","v":0.22259299003829386},{"$f":"H12/'NL Claims'!G12","v":0.20170265642000601},{"$f":"I12/'NL Claims'!H12","v":0.20174317053738447},{"$f":"J12/'NL Claims'!I12","v":0.35992515106245476},{"$f":"K12/'NL Claims'!J12","v":0.44440435834957975},{"$f":"L12/'NL Claims'!K12","v":0.21140921373079324}]
[null,null,null,"Semi Annual 2019",{"$f":"E13/'NL Claims'!D13","v":0.1489420825160733},{"$f":"F13/'NL Claims'!E13","v":0.2861714090777816},{"$f":"G13/'NL Claims'!F13","v":0.15793575251950631},{"$f":"H13/'NL Claims'!G13","v":0.21770451552531053},{"$f":"I13/'NL Claims'!H13","v":0.20276698598205417},{"$f":"J13/'NL Claims'!I13","v":0.3724291537496226},{"$f":"K13/'NL Claims'!J13","v":0.48232541832380665},{"$f":"L13/'NL Claims'!K13","v":0.21924130554481908}]
[]
[null,"NET Expense Ratio ",null,"Semi Annual 2020",{"$f":"E9/'NL Claims'!D40","v":9.7450846173159272E-2},{"$f":"F9/'NL Claims'!E40","v":0.14396542856105449},{"$f":"G9/'NL Claims'!F40","v":0.315703075017853},{"$f":"H9/'NL Claims'!G40","v":0.21843621306918057},{"$f":"I9/'NL Claims'!H40","v":0.15987273166686589},{"$f":"J9/'NL Claims'!I40","v":0.77801368462728093},{"$f":"K9/'NL Claims'!J40","v":0.26560346524750816},{"$f":"L9/'NL Claims'!K40","v":0.1424431032247391}]
[null,null,null,"Semi Annual 2019",{"$f":"E10/'NL Claims'!D41","v":0.10971642368959335},{"$f":"F10/'NL Claims'!E41","v":0.12800595617809185},{"$f":"G10/'NL Claims'!F41","v":0.232200141366148},{"$f":"H10/'NL Claims'!G41","v":0.14060208889008069},{"$f":"I10/'NL Claims'!H41","v":0.14264714867325143},{"$f":"J10/'NL Claims'!I41","v":0.6692632880295758},{"$f":"K10/'NL Claims'!J41","v":0.24899325165712655},{"$f":"L10/'NL Claims'!K41","v":0.12699061379184426}]
[]
[null,"NET Acquisition Cost Ratio ",null,"Semi Annual 2020",{"$f":"(E12-E15)/'NL Claims'!D40","v":0.10987130997978001},{"$f":"(F12-F15)/'NL Claims'!E40","v":0.28880825992903325},{"$f":"(G12-G15)/'NL Claims'!F40","v":6.5172592942476945E-2},{"$f":"(H12-H15)/'NL Claims'!G40","v":7.1600284420651028E-2},{"$f":"(I12-I15)/'NL Claims'!H40","v":0.16532710099420436},{"$f":"(J12-J15)/'NL Claims'!I40","v":0.455345307777136},{"$f":"(K12-K15)/'NL Claims'!J40","v":1.239874398794883},{"$f":"(L12-L15)/'NL Claims'!K40","v":0.19963942238210292}]
[null,null,null,"Semi Annual 2019",{"$f":"(E13-E16)/'NL Claims'!D41","v":0.11596030548192252},{"$f":"(F13-F16)/'NL Claims'!E41","v":0.29717235969013556},{"$f":"(G13-G16)/'NL Claims'!F41","v":9.4247011811747453E-2},{"$f":"(H13-H16)/'NL Claims'!G41","v":0.15853477354975096},{"$f":"(I13-I16)/'NL Claims'!H41","v":0.15390523952600446},{"$f":"(J13-J16)/'NL Claims'!I41","v":0.45219173876735891},{"$f":"(K13-K16)/'NL Claims'!J41","v":1.3708640945733594},{"$f":"(L13-L16)/'NL Claims'!K41","v":0.21439374937760719}]
[]
[null,"Σημειώσεις:"]
[null,"1. Τα πιο πάνω δεδομένα αφορούν μόνο τις εργασίες των εταιρειών-μελών του ΣΑΕΚ στην εγχώρια αγορά.  Οι εταιρείες-μέλη του ΣΑΕΚ "]
[null,"αντιπροσωπεύουν περίπου το 99% των συνολικών ασφαλίστρων στην εγχώρια αγορά. "]
[null,"2. Σημειώνεται ότι από τον πιο πάνω πίνακα απουσιάζουν τα στοιχεία που αφορούν την εταιρεία-μέλος GAN DIRECT."]
[]
[null,"Notes:"]
[null,"1. The above data reflects to the local insurance business by IAC member firms.  IAC members firms represent approx 99% of the local GWP."]
[null,"2. Please note that the above table does not include data for the member firm GAN DIRECT."]

{"sheet":"NL Technical Accounts","index":10,"n_rows":51,"n_cols":18,"rows_kept":51,"cut":false,"hidden":false,"merged":[[31,16,32,17],[31,4,32,5],[31,6,32,7],[31,8,32,9],[31,10,32,11],[31,12,32,13],[31,14,32,15],[25,1,25,2],[26,1,26,2],[27,1,27,2],[28,1,28,2],[31,1,33,1],[31,2,32,3],[24,1,24,2],[13,1,13,2],[14,1,14,2],[15,1,15,2],[16,1,16,12],[17,1,17,2],[18,1,18,2],[19,1,19,12],[20,1,20,2],[21,1,21,2],[22,1,22,2],[23,1,23,2],[12,1,12,2],[6,1,6,12],[7,1,7,7],[9,1,9,2],[10,1,10,12],[11,1,11,2]]}
[]
[]
[]
[]
[]
[]
[null,"NON LIFE TECHNICAL ACCOUNTS"]
[]
[]
[null,null,null,"A&H","MOTOR","MAT","FIRE","LIABILITY","CREDIT","MISC","Semi Annual 2020","Semi Annual 2019","% Change"]
[null,"Premiums"]
[null,"Gross Written Premiums ",null,79585438.983369872,90960883.36999999,1861692.9526822884,55490603.584479995,27600238.61552,72044.83,3484117.25,{"$f":"SUM(D12:J12)","v":259055019.58605215},260340265.59988534,{"$f":"K12/L12-1","v":-4.9367930499405466E-3}]
[null,"Gross Premiums earned ",null,80570574.195596293,86930142.823830411,1738919.3103567061,52704653.041864775,24585716.196295012,75370.812193222795,2848460.8221917804,{"$f":"SUM(D13:J13)","v":249453837.20232821},245392758.63496527,{"$f":"K13/L13-1","v":1.6549300761576236E-2}]
[null,"Reinsurance premiums",null,31673318.603723347,8369760.9878016114,960217.31429611996,34622855.261871368,10097563.492794678,25639.600000000006,2796355.2562277815,{"$f":"SUM(D14:J14)","v":88545710.516714901},89343047.574538976,-8.9244443688677455E-3]
[null,"Net Written Premiums ",null,47912120.379646525,82591122.382198378,901475.6383861684,20867748.322608627,17502675.122725323,46405.229999999996,687761.99377221835,{"$f":"SUM(D15:J15)","v":170509309.06933722},170997218.02534637,-2.8533151687697433E-3]
[null,"Net Premiums earned ",null,49579451.379813813,79103670.702035412,845160.59881556802,20739402.682992235,16019489.481435493,39351.060960346069,678477.74709091475,{"$f":"SUM(D16:J16)","v":167005003.65314379},167589595.3212288,-3.4882336636978817E-3]
[null,"Claims"]
[null,"Gross Claims incured",null,49525202.550497241,47475704.120556831,441532.72512354801,6807377.1455548434,4427798.6783850612,6031.7243806756724,-1103021.8244292221,{"$f":"SUM(D18:J18)","v":107580625.12006897},145319137.54753786,-0.25969402973592237]
[null,"Net Claims Incurred",null,29844482.10576871,44932247.150556833,256385.55512354797,3681901.3855548436,3892107.4983850606,3691.5543806756309,-128809.7544292222,{"$f":"SUM(D19:J19)","v":82482005.495340452},110614389.57657699,-0.25432843040516739]
[null,"Expenses"]
[null,"Operating Expenses",null,4831559.4897638652,11388193.853371058,266819.79993000481,4530236.5833896268,2561079.5433057169,30615.663931751595,180206.04072066941,{"$f":"SUM(D21:J21)","v":23788710.974412691},21282305.574969642,0.11776944892619445]
[null,"Commission Payable & Acquisition costs",null,11579334.662345629,23886768.559454095,387071.2487276271,10630668.524238875,4960000.3353728801,27127.85096434562,1265868.4039700546,{"$f":"SUM(D22:J22)","v":52736839.585073508},53915315.818011127,-2.185791208040988E-2]
[null,"Total Expenses",null,16410894.152109494,35274962.412825152,653891.04865763197,15160905.107628502,7521079.8786785975,57743.514896097215,1446074.4446907239,{"$f":"SUM(D23:J23)","v":76525550.559486195},{"$f":"L22+L21","v":75197621.392980769},1.7659191100815486E-2]
[null,"Reinsurance Commissions and profit participations",null,6131975.391166674,1040975.07,331989.94105000002,9145721.393422218,2311544.58,9209.5300000000007,424641.21519999998,{"$f":"SUM(D24:J24)","v":19396057.120838895},17985154.120416984,7.8448201832212128E-2]
[null,"Other Income"]
[null,"Policy Fees",null,657561.0830365353,6746206.7225280823,43063.930136145354,2441527.793453,584586.98819033778,1091.6508484796575,34819.241807419276,{"$f":"SUM(D26:J26)","v":10508857.41},10320109.181335658,1.8289363547209447E-2]
[null,"Other Expenses"]
[null,"Underwriting Results Semi Annual 2020",null,{"$f":"D16-D19-D23+D24+D25+D26+D27","v":10113611.596138816},6683642.93118151,309937.86622053338,13483845.376684109,7502433.6725621726,-11782.82746794712,-179326.48616316769,37902362.129156038,10082847.653423682,2.7590930094323203]
[null,"Underwriting Results Semi Annual 2019",null,-3687429.0691133523,-1706601.3173018917,-112760.41398452211,9824709.0341749582,6379134.3681595353,-37274.180124624218,-576930.76838642184]
[]
[]
[null,"FINANCIAL INDICATORS","A & H",null,"MOTOR",null,"MAT",null,"FIRE",null,"LIABILITY",null,"CREDIT",null,"OTHER",null,"TOTAL"]
[]
[null,null,"Semi Annual 2020","Semi Annual 2019","Semi Annual 2020","Semi Annual 2019","Semi Annual 2020","Semi Annual 2019","Semi Annual 2020","Semi Annual 2019","Semi Annual 2020","Semi Annual 2019","Semi Annual 2020","Semi Annual 2019","Semi Annual 2020","Semi Annual 2019","Semi Annual 2020","Semi Annual 2019"]
[null,"Gross Claims ratio",{"$f":"D18/D13","v":0.6146810177902905},0.79757349074381723,{"$f":"E18/E13","v":0.54613627193468939},0.68292184452449189,{"$f":"F18/F13","v":0.25391214100266446},0.9477872878595387,{"$f":"G18/G13","v":0.12916083785140478},0.28260666186307648,{"$f":"H18/H13","v":0.18009638779822554},0.31001357271836194,{"$f":"I18/I13","v":8.0027323643701354E-2},5.2296005494462721,{"$f":"J18/J13","v":-0.38723433225263371},0.25393161570665218,{"$f":"K18/K13","v":0.43126466334054409},{"$f":"L18/L13","v":0.59218999923183457}]
[null,"Gross Acquisition Cost Ratio",{"$f":"D22/D13","v":0.14371667048363315},0.1489420825160733,{"$f":"E22/E13","v":0.27478119537732942},0.2861714090777816,{"$f":"F22/F13","v":0.22259299003829386},0.11581078243474206,{"$f":"G22/G13","v":0.20170265642000601},0.21770451552531053,{"$f":"H22/H13","v":0.20174317053738447},0.20276698598205417,{"$f":"I22/I13","v":0.35992515106245476},0.3724291537496226,{"$f":"J22/J13","v":0.44440435834957975},0.48232541832380665,{"$f":"K22/K13","v":0.21140921373079324},{"$f":"L22/L13","v":0.21971029674193857}]
[null,"Gross Expense Ratio",{"$f":"D21/D13","v":5.9966799765316076E-2},6.6503828367360407E-2,{"$f":"E21/E13","v":0.13100397035410344},0.11884683571593894,{"$f":"F21/F13","v":0.15344001204706376},2.6739042341559868E-2,{"$f":"G21/G13","v":8.5955154278145679E-2},6.0614125288898549E-2,{"$f":"H21/H13","v":0.10416940970349538},0.10010487105293235,{"$f":"I21/I13","v":0.40620053095970882},0.35410226094217256,{"$f":"J21/J13","v":6.3264356426011095E-2},6.3230753903026807E-2,{"$f":"K21/K13","v":9.5363179180595364E-2},{"$f":"L21/L13","v":8.6727520784866355E-2}]
[null,"Gross Combined Ratio",{"$f":"C35+C36+C37","v":0.81836448803923967},1.0130194016272509,{"$f":"E35+E36+E37","v":0.95192143766612225},1.0879400893182125,{"$f":"G35+G36+G37","v":0.62994514308802207},1.0903371126358405,{"$f":"I35+I36+I37","v":0.41681864854955653},0.56092530267728558,{"$f":"K37+K36+K35","v":0.48600896803910543},0.61288542975334848,{"$f":"M37+M36+M35","v":0.84615300566586493},5.9561319641380672,{"$f":"O37+O36+O35","v":0.12043438252295713},0.79948778793348563,{"$f":"Q37+Q36+Q35","v":0.73803705625193272},{"$f":"R37+R36+R35","v":0.89862781675863945}]
[null,"Net Claims Ratio",{"$f":"D19/D16","v":0.60195264923645042},0.86324995640128199,{"$f":"E19/E16","v":0.56801722033615676},0.68328349178715364,{"$f":"F19/F16","v":0.30335720274093936},0.87305943757874804,{"$f":"G19/G16","v":0.17753169856595055},0.4004454935561973,{"$f":"H19/H16","v":0.24296076993561547},0.34233826812646895,{"$f":"I19/I16","v":9.3810796725292814E-2},0.83981648081400428,{"$f":"J19/J16","v":-0.18985111152357653},0.29319069550909893,{"$f":"K19/K16","v":0.49388942661052876},{"$f":"L19/L16","v":0.66003136629428516}]
[null,"Net Acquisition Cost Ratio",{"$f":"(D22-D24)/D16","v":0.10987130997978001},0.11596030548192252,{"$f":"(E22-E24)/E16","v":0.28880825992903325},0.29717235969013556,{"$f":"(F22-F24)/F16","v":6.5172592942476945E-2},0.11529790178231074,{"$f":"(G22-G24)/G16","v":7.1600284420651028E-2},0.15853477354975096,{"$f":"(H22-H24)/H16","v":0.16532710099420436},0.15390523952600446,{"$f":"(I22-I24)/I16","v":0.455345307777136},0.45219173876735891,{"$f":"(J22-J24)/J16","v":1.239874398794883},1.3708640945733594,{"$f":"(K22-K24)/K16","v":0.19963942238210292},{"$f":"(L22-L24)/L16","v":0.21439374937760722}]
[null,"Net Expense Ratio",{"$f":"D21/D16","v":9.7450846173159272E-2},0.10971642368959335,{"$f":"E21/E16","v":0.14396542856105449},0.12800595617809185,{"$f":"F21/F16","v":0.315703075017853},3.6364021579090841E-2,{"$f":"G21/G16","v":0.21843621306918057},0.14060208889008069,{"$f":"H21/H16","v":0.15987273166686589},0.14264714867325143,{"$f":"I21/I16","v":0.77801368462728093},0.6692632880295758,{"$f":"J21/J16","v":0.26560346524750816},0.24899325165712655,{"$f":"K21/K16","v":0.1424431032247391},{"$f":"L21/L16","v":0.12699061379184429}]
[null,"Net Combined Ratio",{"$f":"C39+C40+C41","v":0.80927480538938967},1.0889266855727979,{"$f":"E39+E40+E41","v":1.0007909088262446},1.1084618076553809,{"$f":"G39+G40+G41","v":0.68423287070126926},1.0247213609401495,{"$f":"I39+I40+I41","v":0.46756819605578215},0.69958235599602903,{"$f":"K41+K40+K39","v":0.56816060259668566},0.63889065632572484,{"$f":"M41+M40+M39","v":1.3271697891297096},1.961271507610939,{"$f":"O41+O40+O39","v":1.3156267525188146},1.913048041739585,{"$f":"Q41+Q40+Q39","v":0.83597195221737075},{"$f":"R41+R40+R39","v":1.0014157294637367}]
[]
[null,"Σημειώσεις:"]
[null,"1. Τα πιο πάνω δεδομένα αφορούν μόνο τις εργασίες των εταιρειών-μελών του ΣΑΕΚ στην εγχώρια αγορά.  Οι εταιρείες-μέλη του ΣΑΕΚ "]
[null,"αντιπροσωπεύουν περίπου το 99% των συνολικών ασφαλίστρων στην εγχώρια αγορά. "]
[null,"2. Σημειώνεται ότι από τον πιο πάνω πίνακα απουσιάζουν τα στοιχεία που αφορούν την εταιρεία-μέλος GAN DIRECT."]
[]
[null,"Notes:"]
[null,"1. The above data reflects to the local insurance business by IAC member firms.  IAC members firms represent approx 99% of the local GWP."]
[null,"2. Please note that the above table does not include data for the member firm GAN DIRECT."]

{"sheet":"NL Frequencies","index":11,"n_rows":23,"n_cols":12,"rows_kept":23,"cut":false,"hidden":false,"merged":[[4,1,4,11]]}
[]
[]
[]
[]
[null,"NON LIFE TECHNICAL INFORMATION"]
[]
[null,null,"A&H","MOTOR","M.A.T.","FIRE","LIABILITY","CREDIT","OTHER","Semi Annual 2020","Semi Annual 2019","% Change"]
[null,"No of Claims Reported ",114483,28195,129,4060,960,90,134,{"$f":"SUM(C8:I8)","v":148051},289852.80299999996,{"$f":"J8/K8-1","v":-0.48922005077177044}]
[null,"No of Policies in-force at 01/01",172785,592820,6251,234595,67733,94,2661,{"$f":"SUM(C9:I9)","v":1076939},940377,{"$f":"J9/K9-1","v":0.14522048072209337}]
[null,"No of Policies in-force at 31/12",168373,601026,6281,229341,62432,88,2761,{"$f":"SUM(C10:I10)","v":1070302},960689,{"$f":"J10/K10-1","v":0.11409831901895418}]
[null,"Premiums earned",80570574.195596293,86930142.823830411,1738919.3103567061,52704653.041864775,24585716.196295012,75370.812193222795,2848460.8221917804,{"$f":"SUM(C11:I11)","v":249453837.20232821},252241625.94603732,{"$f":"J11/K11-1","v":-1.1052056666910004E-2}]
[null,"Average Premium per Policy",{"$f":"C11/AVERAGE(C9:C10)","v":472.33583381070525},{"$f":"D11/AVERAGE(D9:D10)","v":145.63041267270722},277.51664704064893,227.20656746561929,377.76232007521241,828.25068344200872,1050.704840351081,232.34824335258892,265.36861523591222,{"$f":"J12/K12-1","v":-0.12443209176777836}]
[null,"Claim Frequency",null,{"$f":"D8/AVERAGE(D9:D10)","v":4.7233897839419822E-2},{"$f":"E8/AVERAGE(E9:E10)","v":2.0587296520906479E-2},1.7502414126086357E-2,1.475050896938501E-2,0.98901098901098905,4.9428255256362963E-2,0.13789881992752559,0.30493712790613264]
[]
[]
[null,"Σημειώσεις:"]
[null,"1. Τα πιο πάνω δεδομένα αφορούν μόνο τις εργασίες των εταιρειών-μελών του ΣΑΕΚ στην εγχώρια αγορά.  Οι εταιρείες-μέλη του ΣΑΕΚ "]
[null,"αντιπροσωπεύουν περίπου το 99% των συνολικών ασφαλίστρων στην εγχώρια αγορά. "]
[null,"2. Σημειώνεται ότι από τον πιο πάνω πίνακα απουσιάζουν τα στοιχεία που αφορούν την εταιρεία-μέλος GAN DIRECT."]
[]
[null,"Notes:"]
[null,"1. The above data reflects to the local insurance business by IAC member firms.  IAC members firms represent approx 99% of the local GWP."]
[null,"2. Please note that the above table does not include data for the member firm GAN DIRECT."]

{"sheet":"Int. Premiums","index":12,"n_rows":23,"n_cols":13,"rows_kept":23,"cut":false,"hidden":false,"merged":[[7,9,8,9],[7,10,8,10],[7,11,8,11],[7,12,8,12],[4,1,4,10],[5,1,5,10],[7,1,8,1],[7,2,8,2],[7,3,8,3],[7,4,8,4],[7,5,8,5],[7,6,8,6],[7,7,8,7],[7,8,8,8]]}
[]
[]
[]
[]
[]
[null,"INTERNATIONAL PREMIUMS "]
[]
[null,null,"LIFE","A&H","MOTOR","MAT","FIRE","LIABILITY","CREDIT","MISC","TOTAL       Semi Annual 2020","TOTAL       Semi Annual 2019","% Growth"]
[]
[null,"AMERICAN HELLENIC HULL",0,0,0,8547746.0260760859,0,0,0,0,{"$f":"SUM(C10:J10)","v":8547746.0260760859},15234818.624299752,{"$f":"K10/L10-1","v":-0.43893352215940995}]
[null,"ANCORIA",958201.3858949556,0,0,0,0,0,0,0,{"$f":"SUM(C11:J11)","v":958201.3858949556},1586000,{"$f":"K11/L11-1","v":-0.39583771381150346}]
[null,"CNP ASFALISTIKI",0,0,0,0,26499.809999999707,5993.930000000968,0,1121.5899999999992,33615.330000000671,28856.920000001221,0.16489666949900572]
[null,"EUROLIFE",475554.74,0,0,0,0,0,0,0,475554.74,515276.42000000004,-7.7088099626216211E-2]
[null,"MEDLIFE",20750825.149999999,0,0,0,0,0,0,0,20750825.149999999,18466837.73,0.12368048354535466]
[null,"PRIME",0,957043.36349999928,1481002.8025000007,23194.498500000002,213186.03410000005,0,0,33800.741200000004,2708227.4398000007,10143389.833556671,-0.73300568308628344]
[null,"TOTAL",{"$f":"SUM(C10:C15)","v":22184581.275894955},957043.36349999928,1481002.8025000007,8570940.5245760866,239685.84409999975,5993.930000000968,0,34922.331200000001,33474170.071771041,{"$f":"SUM(L10:L15)","v":45975179.527856424},{"$f":"K16/L16-1","v":-0.27190778990892261}]
[]
[]
[null,"Σημείωση:"]
[null,"Τα πιο πάνω δεδομένα αφορούν μόνο τις εργασίες των εταιρειών-μελών του ΣΑΕΚ στο Εξωτερικό"]
[]
[null,"Note:"]
[null,"The above data reflects to the International insurance business of IAC member firms."]